DCU promo CC BT 6 mo 0% no transfer fee

[coldfusion]

For those of you with a DCU CC, starting tomorrow Jan 1 and through Jan 31 DCU is offering balance transfers to their CC with 0% interest until July with no transfer fee, no limit on the number of transfers.

If you don't pay off the balance before July 1, interest starts to accrue in July.  It  isn't backdated to January.

http://dcu.org/balancetransfer

[Anonymous]

Interesting! I just got approved hours ago for this card. They mentioned on the phone they randomly offer 0% apr but didn’t say it starts tomorrow, since this link is from Jan 2018 is this something they do every January?

[coldfusion]

---

@Anonymous wrote:
Interesting! I just got approved hours ago for this card. They mentioned on the phone they randomly offer 0% apr but didn’t say it starts tomorrow, since this link is from Jan 2018 is this something they do every January?

---

Yes, they do have a similar promo every year.   I got an announcement via email this afternoon that included that URL so I am guessing they'll update the website overnight to reflect the correct year.

[Jnbmom]

Thats a nice offer

Unfortunately DCU doesn't like me so much 

[Gmood1]

Thanks for the heads up! Received the email a couple of hours ago. It will get some use. Probably the only time this card will see any.😂

[Anonymous]

This is great news and thanks for sharing. I doubt I would have learned about this otherwise. What great timing to have just applied / approved for this card!

[creditfan]

DCU has it every January of the year

[Revelate]

Whenever I next apply for a something think I may pickup an unsecured card from DCU just for this reason.

The $500 secured card I keep with them from my original build just isn't large enough for meaningful balance transfers

[Gmood1]

---

@Revelate wrote:

Whenever I next apply for a something think I may pickup an unsecured card from DCU just for this reason.

The $500 secured card I keep with them from my original build just isn't large enough for meaningful balance transfers

---

The cool part about DCU now is, those who join and meet the credit requirements, will get this card offered during the initial membership sign up. All on a SP. I'm kind of glad they ignored my email about cancelling the card, when I applied for membership a couple of months ago.

Now I know exactly how I'll use this card every year. Just used it to help push through a sign up bonus on another card, without interfering with my budget.

[DaveInAZ]

Sorry to be a party pooper, but I got the email and wasn't impressed - 6 months 0% is just long enough to get you into trouble, I wouldn't take anything less than 12 months, prefer 15-18 months.

I'm very happy with DCU with my free checking, savings, and my car loan, but I've always considered their CC to be pretty meh. They made a big deal out of 1% rewards from Thanksgiving through 12/31, apparently the only time they give you rewards. I don't use any card for less than 2% rewards on anything, and 3-5% on select categories. You guys enjoy, I'll pass - I don't have a DCU CC and this won't get me to app for one.