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Actualy i had a account with them.
They close it for some lame reason and they offer me to reopen a new account while i was on the phone with csrvice.
I did not wanna reapply they offer me to reapply for it and they say that i was preapproved bla bla bla
Like your other posts about not being approved and/or lenders closing your accounts there must be something that would make them run for the hills.
No hate here; its just a very strange.
its just this particular trio/us bank c1 and barclays that hate on me.Why other lenders on my signature have not closed my accounts?
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
@creditnocash wrote:
Sounds like op is just having bad luck in life. Just use the cards you have and lay low. No cli no new accounts no inquires. Stay like that for a year better if two and you'll qualify for any card you want.
Good advice!
Time heals all, especially in the credit world.
I dont take no for a answer nor should you
Sounds like you need to go into gardening mode for a long while. US Bank says you have two many inquiries and your other posts that are talking about other major CC's closing you down indicate that there is something wrong. At least they offered you something because they obviously see something wrong in your credit file. So they are saying that despite seeing this red flag that they will do business with you if you deposit some money with you. So they don't trust you now and you have to prove yourself again. You did say that US Bank closed your account too right or did I misread that?
Whatever the reason its time for you to refrain from hitting the submit button because you are losing steam now burning up unnecessary hp's.
I dont understand some posters here.Cant you even see that i have 50k plus on my report with other lenders and 1% utl 12 yrs of credit history.Wow what in the world your talking about man.Please iam begging you to read a little then u reply
Not really IMO
@astritaho1979 wrote:I dont take no for a answer nor should you
i dont, but i know when enough is enough.
i went from 3 cards to 10 and an auto loan at the best rate. no denials, no recons.
with all the inquries your gathering up i can understand why barclays would close because thats just what they do.
but eventually when you keep applying and applying and get denied even on recon youll know exactly why.
when you recon cards they tell you whats wrong to fix not too do nothing and try again.
so yeah keep doing what your doing but youll never get out of this "funk" if you keep doing what your doing.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |