DENIED for NFCU Flagship!!

[RikkiTiki]

I am so bummed.  My sister was just approved with a $6000 limit, score a little lower than mine at 635 and a previous BK. I just called the automated line and it says I was denied!!!!  I don't know why yet, but my score is 644, no BK, and 3 OLD lates. I don't understand =(

I know I have read some posts about people calling for a reconsideration?

[moondog7324]

How do your incomes compare?

[Anonymous]

Outside of:

1 credit score/history

2 amount of income

the largest reason people get denied through NFCU is less then 1 year remaing on AD contract, or less then one year employment on their current job.

There's no way around it

[RikkiTiki]

Her income is around $52000 vs mine at $40000. She had to fax a paystub, they didn't ask me to send any employment verification info. I'm going to wait for the letter of explanation and go from there.

[Anonymous]

Sorry too hear this You'll know more when the letter comes then you can go from there.