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I've recently gone the more simplistic way of life (I like to think) and got rid of a lot of my cards. I carry my Amex Cash Magnet, Discover It, and CSR. That way if someone doesn't take Amex or Discover, I have a Visa to fall back on
In my wallet: Alt Reserve
Costco Visa
Merrill+ Visa
BCP
Hilton Aspire
I carry all of my cards daily, but only use 2:
Discover- for gas and restaurants right now because I'm in my cashback match period
NFCU GoRewards Visa- everything else
Discover/Freedom: either/both/neither depending on the 5% categories, specifically gas, groceries, and restaurants
Bank of the West Cash Back: 3% groceries* and/or restaurants*
Costco Anywhere Visa (Citi): 4% gas*, 3% travel, 2% Costco
PenFed Power Cash Rewards: 2% cash back on all purchases (misc.)
I can't believe I am the first to say this, Chase trifecta! And my Charles schwab debit card if I need cash.
Amex PRG - General SUB spend at the moment
PayPal MC - Gas
Chase Sapphire Reserve for travel and dining. PenFed Power Cash Rewards for everything else.