myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

Day of month Credit Cards report to the Credit Bureaus?

tag
Get Access Now
randaljon
Regular Contributor
‎02-23-2011 02:35 AM
‎02-23-2011 02:35 AM

Day of month Credit Cards report to the Credit Bureaus?

Does anyone know what day of the month Capital One and Orchard bank report their accounts to the Credit Bureaus?

Starting Scores(Jan/2011): EQ 564 TU 538 EXP 576
Current Score: EQ 692 TU 728 EXP 710 (Quizzle FAKO)Goal Score: 720

Wallet: Grow Visa 500, Capital One MC 2000, Capital One MC 1250, Paypal MC 3000, Jared 10500, Kay 2000, Walmart 2050, TJX Rewards 1200
Message 1 of 6
0 Kudos
5 REPLIES 5
visorboy1974
Valued Contributor
‎02-23-2011 05:18 AM
‎02-23-2011 05:18 AM

Re: Day of month Credit Cards report to the Credit Bureaus?

http://ficoforums.myfico.com/t5/Credit-Cards/When-do-CC-companies-generally-report-to-the-bureaus/m-...

 

Cap1 will be upon statement being cut. 

Orchard is last business day of the month. 

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 2 of 6
0 Kudos
Anonymous
Not applicable
‎02-23-2011 06:54 AM
‎02-23-2011 06:54 AM

Re: Day of month Credit Cards report to the Credit Bureaus?

Just an additional note, EX post the new information on the night they receive it. TU and EQ takes about 4 days.

Message 3 of 6
0 Kudos
visorboy1974
Valued Contributor
‎02-23-2011 07:05 AM
‎02-23-2011 07:05 AM

Re: Day of month Credit Cards report to the Credit Bureaus?

I usually get EX and EQ is close behind.  TU is behind both...

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 4 of 6
0 Kudos
randaljon
Regular Contributor
‎02-23-2011 08:10 AM
‎02-23-2011 08:10 AM

Re: Day of month Credit Cards report to the Credit Bureaus?

By "statement being cut" you mean the day the new statement comes out right?

Starting Scores(Jan/2011): EQ 564 TU 538 EXP 576
Current Score: EQ 692 TU 728 EXP 710 (Quizzle FAKO)Goal Score: 720

Wallet: Grow Visa 500, Capital One MC 2000, Capital One MC 1250, Paypal MC 3000, Jared 10500, Kay 2000, Walmart 2050, TJX Rewards 1200
Message 5 of 6
0 Kudos
Wolf3
Senior Contributor
‎02-23-2011 09:07 AM
‎02-23-2011 09:07 AM

Re: Day of month Credit Cards report to the Credit Bureaus?

@randallcred wrote:

By "statement being cut" you mean the day the new statement comes out right?

It means the closing date.

Message 6 of 6
0 Kudos
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.