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When i applied, I had 7 credit cards with 5 months of history and 82 inquiries on EQ. What do you have to lose? The DCU bandwagon is hot.
@kugel wrote:
Are they doing a checxsystem check ? For the savings ?
Yes, Checxsys is more important to them then FICO score!
Did you see this thread from last year?
Remember they use EQ-04 scores.
Chexsystems is essentially a Credit Bureau that deals strictly with checking and savings accounts. The only information reported is negative. Such as bouncing a check, overdfrating an account, etc. Also it will include inquires from accounts that have been opened. Information remains on your account for 5 years. You can get a free copy mailed to you from their website.