@PaBill wrote:
Does anyone know how much influence an applicant's "Debt to Income Ratio" plays in the decisions to grant credit? Is there a standard percentage? Just curious...
If nothing else, I've learned here on myFICO that there is no "one" anything when it comes to credit. DTI is an important part of it, but it is just that...a part. Ratios (or percentages) are a politician's dream...they can be manipulated to suit whatever side you happen to be on...lol.