Reducing credit is all part of growing and strengthening our profiles, but it's not always easy. It can be fun depending upon your perspective!
This one was a little difficult as my AEO Visa started as a store card in late 2014 and quickly became a Visa just a few months later. I had very little spend on the card while it was a store card, so I was surprised when I received the Visa upgrade within my account online late one night.
When I closed it this morning, it had a credit limit of $15,000, so that stung a bit to lose that. It was also kind of like closing an old friend - he'd been around for a while and it was nice while he was here. 
Synchrony is a bit weird lately so I'm not sorry to lose a Synchrony card. I eventually want to get rid of all Synchrony cards as a goal. I do have a bit of history with this one and it was actually a very cool looking card.
I do have quite a few cards that have much better rewards, and it's part of my overall goal of streamlining my credit lines to a certain extent. Having the new Fairmont approval helped in being able to let this little guy go.
Moving forward with profile strengthening and streamlining! Have a great day, everyone!
Good for you for recognizing when the fat needs to be trimmed. I had a store card that wouldn't grow beyond $300, so I closed it after seveal years.
Synchrony can be so random with their limits. They'll let me have $5K at Amazon, $4K at Chevron, and $10K at Lowes, but only $300 at American Eagle?
Nice of you to let the little guy go with his head held high ( 15k Visa 
) ,Humu . Glad to see you putting your credit house in order. Sometimes we gotta do it so that we dont leave snything neglected. Im sure someone will the tyke a new home
Very happy for you . As my profile gets better i will probably lighten my Sync load as well but as is needed. I think if i can score Navy in my future ill let my Wally go as i do have Sams so one step at a time i guess. As always, thanks for sharing and my best on your future credit goals
) ,Humu . Glad to see you putting your credit house in order. Sometimes we gotta do it so that we dont leave snything neglected. Im sure someone will the tyke a new homeVery happy for you . As my profile gets better i will probably lighten my Sync load as well but as is needed. I think if i can score Navy in my future ill let my Wally go as i do have Sams so one step at a time i guess. As always, thanks for sharing and my best on your future credit goals
Congrats on being able to let the card go. I also have the AEO Visa and am thinking of letting it go since I was able to get the Prime...but I also shop at AE at this point. It's going to be a tough decision!
COngrats! It can be very difficult to close old cards 
Onward and upward!
Thanks for the post. I have been dragging my feet on closing one of my oldest accounts - but its stuck at $2100 and I dont used it often. This helped me realize I really just need to let go.
