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Decided to close my Citi secured card before graduation

Valued Contributor

Re: Decided to close my Citi secured card before graduation

I totally get it. I had the card for 14 months with regular use and because I was late one month by 7 days with a balance of $40 ( that I honestly overlooked) they refused to unsecure and stated I would have to wait 12 more months. I already have the Costco had the Sears until recently so I saw no need to wait and closed the card. And yes they were rude all the way up to the manager I spoke with at EEO 

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 11 of 12
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Re: Decided to close my Citi secured card before graduation



Sorry to hear that the thing with Citi didn't work out.  Was closely following to see how it worked out for you.  I burned Citi and Chase, so I don't see them ever being forgiving towards me.


It is very inspiring that you're able to let go and move forward.  Keep reaching for the  sky.  Your profile is wonderful.  It's Citi's lost.




Message 12 of 12
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