GEMB is full of crap.
I applied for walmart card and got it.
I applied for the amazon.com store card and was denied cos they can't verify my identity. I called them and was told they couldn't verify my phone number.wth? how comes u just verified it with walmart??
Then they told me just apply again. I told them I don't want 2 hard pulls.
They were like TOUGH LUCK!
Not in a good mood!