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Have the PIN removed from the account. I only keep PINs on 2 of my lowver limit cards to help resist temptation.
@Credit-hoarder wrote:Have the PIN removed from the account. I only keep PINs on 2 of my lowver limit cards to help resist temptation.
That only works for ATMs, he can still go in a bank and they can run it off their machine without a pin.
Some people doing manufactured spend set their cash advance limit to 0. This avoids unpleasant surprises when buying a new instrument you are not sure will be counted as purchase or a cash-equivalent cash advance. It can be easily done with a phone call. (Of course, your spouse may not like the solution!)
@longtimelurker wrote:Some people doing manufactured spend set their cash advance limit to 0. This avoids unpleasant surprises when buying a new instrument you are not sure will be counted as purchase or a cash-equivalent cash advance. It can be easily done with a phone call. (Of course, your spouse may not like the solution!)
+1
Have all my cards set to 0.
Anyway, if I wanted a cash advance, there are much better ways than using their terms.
I like the idea of changing all of the cards to 0 to avoid a charge posted on something you didn't know would count as a cash advance. Will look into changing mine within the week. That's why I love reading this forum.. always find new useful info. TY everyone!
@KennyS2006 wrote:I like the idea of changing all of the cards to 0 to avoid a charge posted on something you didn't know would count as a cash advance. Will look into changing mine within the week. That's why I love reading this forum.. always find new useful info. TY everyone!
Right, the only disadvantage is when a group of narco-terrorists seize you at gunpoint and demand that you give them $15,000 in cash within the hour or they will kill you and your family. Then having a cash advance limit set to 0 seems like a foolish decision.
So best advice is to avoid such situations.