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I have a new card in the mail with a SUB requiring a 3K spend but I'm thinking if I delay activating by a few weeks, I can capture some spend on the last few days that should take me over the finish line.
Is there a time limit by which a company will activate by or is it literally up to you? Does the company start the clock based on mailing time for the SUB?
Some banks have their little rules regarding the actual amount of time you have to reach a SUB but general rule of thumb is once you're approved the clock starts ticking. A person not activating their cards for several weeks just means time lost on reaching spend for a credit card.
@Anonymous wrote:I have a new card in the mail with a SUB requiring a 3K spend but I'm thinking if I delay activating by a few weeks, I can capture some spend on the last few days that should take me over the finish line.
Is there a time limit by which a company will activate by or is it literally up to you? Does the company start the clock based on mailing time for the SUB?
Need more info.
What card and when you applied and how much time has passed.
Many issuers start the clock the moment you are approved for the card.
Time may already have started and you are just giving yourself less time to make the spend.
Some issuers believe a card is lost if not activated within a time period and close it down !
* Edit *
* You guys are fast this morning, two of you beat me to the same answer !! *
@Shadowfactor wrote:
They basically have to give you extra time. I’ve seen entire buildings built faster then they mail new cards.
Rofl. Nice.