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@Anonymous wrote:I guess they just dont like me very much....................I opened the account on the basis to build a credit history with them as I want/NEED to trade in my current vehicle and would like to finance with them. I do not get depressed easily but I gotta tell ya, being declined by them was a real bummer. I was approved through USAA for a 4000 limit , highest limit, I just knew NFCU would be better to me.
Auto financing is soooo much easier to get approved for than an unsecured credit line such as a cc or line of credit. Don't give up hope on them so quickly. They generally have pretty good rates on auto loans. And if you can't get initial approval from them, there's always the opportunity to refi with them down the road. Navy Federal is a great CU, and you're in. Don't be discouraged by one set back. Glass half full!
Yeah I suppose you are right, I should be more optimistic, the decline bites though.......oh well, I will work on it. Maybe its because I dont have direct deposit???? Although I have read success stories that didnt either. I dunno, I will chin up and keep on keeping on.