Since I was approved for a Target card, I figured I'd try some more. I had already been denied a Walmart card. I just got back my 7-10 day decision from Old Navy. "Not enough revolving activity, recent judgement, unpaid collection. How is one to get revolviong activity, if no one will give revolving accounts? Finally got an e-mail from CCCU on Thursday. Said my phone number was missing a digit, please give a number, they would like to talk to me. I did and I've heard nothing more. Getting depressed.