Denied for BOA secured..can I get ANY card?

[Anonymous]

I was denied for BOA secured. Is there any secured card I am likely to get? EQ 605 TU600 EX ?622 in Jan 

Thanks for suggestions anyone can offer. And I am not a member of any credit union and don't have family to be able to join NFCU!

[llecs]

If you have no CCs reporting, then try an Orchard secured. Or better yet, try your local CU or small bank to see if they have any deals.

[score_building]

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@Anonymous wrote:

I was denied for BOA secured. Is there any secured card I am likely to get? EQ 605 TU600 EX ?622 in Jan 

Thanks for suggestions anyone can offer. And I am not a member of any credit union and don't have family to be able to join NFCU!

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NFCU is superlative but not the only excellent cu, why not join one if you want a good card sooner rather than later?  or you could try macy's or a card like that.

[propertyvirgins]

personally i am a fan of the applied bank secured card....its very easy to establish...they take a minimum of 200 bucks...in addition my credit score gained about 30 points after my first month and payment..i have been with them about 9 months. I pay my bill online and i get great customer service as well..as of today i have a a 1600.00 dollar card with them.

[Anonymous]

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@Anonymous wrote:

I was denied for BOA secured. Is there any secured card I am likely to get? EQ 605 TU600 EX ?622 in Jan 

Thanks for suggestions anyone can offer. And I am not a member of any credit union and don't have family to be able to join NFCU!

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You might try Capital One they offer a secure card I believe for persons with Limited or Bad history.

Go here----->click  Good luck

King

[Anonymous]

Thanks for all your responses...I looked up Orchard and Applied Bank- Does anyone know what CRA Orchard pulls from? Applied Bank does no credit check? I don't want an inquiry to lower my score while I'm trying to get to 620!

[Anonymous]

Depends on how Orchard feels.  On my secured card, they checked all three when I opened the account.  But while I'm trying to graduate the card, they check only EQ.  I still haven't graduated from my OB secured card with the meager $200 limit.  It was great in rebuilding, but don't expect it to grow as your credit improves.  I've also seen recent posts that OBs secured card will be discontinued.  YMMV

[Creditaddict]

have you called Bank of America and tried recon. the secured card? I had to call 3 times to get mine approved and now I have graduated and got a CLI. it's worth the fight.

otherwise with 600 scores you could probably get unsecured Orchard Bank and Capital One and Credit One and Macys