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Denied for NM.. what am I doing wrong?

Moderator Emeritus

Re: Denied for NM.. what am I doing wrong?

alana20 wrote:

Thank you for your advice!


Should I sign up for the quarterly monitoring? Do these pulls hurt my credit score?

Hi there.


Pulling your own reports or scores will never hurt you.




From a BK years ago to:
EX - 9/09 pulled by lender 802, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Message 11 of 12
Established Contributor

Re: Denied for NM.. what am I doing wrong?

From what I have read which is all I could find on this card since I was thinking about it a while back. 3 inqs in previous six months is an instant denial from several people that tried to recon. Im pretty sure they approve with lower scores you just have to have less than 3 inqs on whatever report they pull within 6 months. Which is also the reason I never went for the card. Theres not really any great rewards for the card either. I prefer to use amex when I shop there.

Message 12 of 12