Denied for walmart =(

[cableguy123]

Its funny i just wanted the walmart card for the free tu fico lol.. i appplied for the discover have me the 7-10 day message i called in they asked me some questions told me i was approved for a 400 limit my lowest cl ever :/ i just got approved for a 7500 sallie mae card a few weeks back weird.. my highest cl is 15k and i have 19% ulti but i have like 11 inq on tu that must be it i really want a target card i notice they have better deals then walmart and 5% is nice but too lazy to go to the store maybe next time i go grocery shopping...

[Seatown1two]

4 of the 7 collections are paid.  Including this inq i have 3 on TU.  Think barclays might approve me?

[Carlile92]

Yes Barclays will approve you maybe not instantly but call for recon and I bet they approve with a decent cl depending on card wanted

[CS800]

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@Seatown1two wrote:

4 of the 7 collections are paid.  Including this inq i have 3 on TU.  Think barclays might approve me?

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I would say if Barlclay denies you , you have a good chance at Recon. But you said not all your collections are paid. Barclay did ask me for my collections on the recon i did.

[Seatown1two]

Pulled the trigger on barclays rewards.  Got a 7-10 day message.  Went back on and checked the app status and was denied for the following reasons:

Low number of satisfactory accounts

Low available credit on existing credit card(s)

Insufficient income

I currently have 3 CC orchard $0/$420, bofa $0/$500, and cap1 $10/$300.  I listed $35,000 as my annual income (actually is 40k including tips).  Is there any hope for a recon?

[LS2982]

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@Seatown1two wrote:

Pulled the trigger on barclays rewards.  Got a 7-10 day message.  Went back on and checked the app status and was denied for the following reasons:

Low number of satisfactory accounts

Low available credit on existing credit card(s)

Insufficient income

I currently have 3 CC orchard $0/$420, bofa $0/$500, and cap1 $10/$300.  I listed $35,000 as my annual income (actually is 40k including tips).  Is there any hope for a recon?

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There's ALWAYS hope for a recon!!

[Carlile92]

Yes there is and you can do it right now Barclays credit department is open till 12

[CS800]

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@Seatown1two wrote:

Pulled the trigger on barclays rewards.  Got a 7-10 day message.  Went back on and checked the app status and was denied for the following reasons:

Low number of satisfactory accounts

Low available credit on existing credit card(s)

Insufficient income

I currently have 3 CC orchard $0/$420, bofa $0/$500, and cap1 $10/$300.  I listed $35,000 as my annual income (actually is 40k including tips).  Is there any hope for a recon?

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The denial reasons are not that bad at all. I think you have a good shot at recon.Let us know. Good luck

[Seatown1two]

Credit analyst reviewed my application denied me again based on not having enough re-established credit.  Have had orchard since feb 11 and bofa and cap1 since 9/11...

[2NE1]

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@Seatown1two wrote:

Credit analyst reviewed my application denied me again based on not having enough re-established credit.  Have had orchard since feb 11 and bofa and cap1 since 9/11...

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damn... I'm sorry to hear that, I want this store card (just for the free TU score) but my scores are even lower than yours, I'm sure that if I do a recon I'd prob get denied again too!