Denied with no hp?

[Anonymous]

So I app'd for Walmart on Friday at the store on a whim and got a pls call message. Called, got a denial and there is no HP on my reports. Could they have SP'd since I just had a walmart store card that closed nov 2011?

[Anonymous]

Sorry about the denial. They may have denied you for some reason other than your CR. Did you speak with anyone to confirm the reasons for denial. I'm sure they will provide an explanation  in the letter they send to you.

[Anonymous]

hang in there buddy walmart shot me down also at 6 mos history. i tried recon they dont do them and kept telling me to wait for my letter. well when i got the letter it didnt make any sense so when i called they told me to read the letter. i just forgot about it lol we have nfcu we dont need walmart!

[Anonymous]

Thx, just thought it was weird to get a denial without a HP.

[iMacDrew]

well isnt it always denial (SP) approval (HP)

[Jazzzy]

What other questions were on the application? Income? Mortgage/Rent payment?

[injustifiiable]

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@iMacDrew wrote:

well isnt it always denial (SP) approval (HP)

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I wish! Only for existing AMEX cardholders....lol.

If that was the case I'd be apping on a more reg basis...hahah.

[tcbofade]

Patience, grasshopper...your HP will show up....it'll be on TU, and they are notorious for their slower than molasses reporting...but it WILL show up...

[Anonymous]

I wouldn't mind if it never showed up, I just am unable to see SPs with my current TU monitoring.

[Anonymous]

I got my letter and it simply said, "Judmentally reviewed and denied due to poor payment history with credit program"