I applied for Cap1 Cash Back Card. I didn't get instant decision. I got the following message:
Thank you for submitting an application for a Capital One credit card!
Notification of approval status will be typically sent in 7 to 10 business days, however, in certain circumstances it may take up to 15 days.
In the interim, please do not submit another application, as only the first application received will be valid.
Did I get denied or approved? What do you think?
do you currently have any Cap1 cards?
[...] The 7-10 message sometimes just means they need more verification. You can call to see if a rep will tell you what you need to provide over the phone.
Not always, sometimes I think they just put that to get your hopes up. You could get the rejection letter in the mail. It's a crapshoot if you dont get instant approval/instant denial.
I said, "sometimes". LOL
True. The only time I got that message but still got approved was with my AMEX BCE. Every other time I get the dreaded denial in the mail. So there is hope!
I received a message similar to that one and they sent me a letter in the mail saying that i have too many Capital One cards and that they did not do a credit pull. I am not sure, but good luck!
Thanks for the replies. I have one Cap1 credit card. I applied for Cap1 Cash Back for excellent credit. I'm sure they pulled HP. My Tu score was 738. EQ was 801. No late, no charge-off.