@xsvspd wrote:
A statement generates regardless of the balance. AFIK, they're required by law? to cut a statement every month. As far as a balance for the credit steps, not necessary. They just want to see that you can manage your card responsibly, and make at least the minimum payments on time every month. Remember, your credit score is a snapshot, not an accumlation, (with the exception of AAoA, or course).
Thanks, I think I am just WAAAAY overthinking this and wanting so bad not to mess my opportunity up!
Starting Score: Dec 2013 High 500's Across the board
Current Score: Aug 2014 - TU 671, EX 671, EQ - 676
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