Did anyone actually get a Financial Review from Amex for opening too many accounts?

[HiLine]

If you know anyone, how many accounts did the person open over how long of a period?

[PSouz]

Bump

[LilNYC]

I did. I had a zync & bcp for 4 or 5 months, got a 3
x cli on the bcp after 61 days. then I made the mistake of applying for the Hilton card & starwoods card- got approved for both @ $4500 & $2k. when I called customer service on my zync card I got rerouted to financial review. the guy said they been meaning to call me & that I had 5 biz days to release my tax returns to them or my accts would be closed. he said it was a combination of opening 4 New cars with them within a short period of time & a lot of activity on my credit report. biggest mistake I ever made- the only reason I applied for the last 2 cards was to improve my credit report bc of 10 yrs of backdating. instead they closed all my accts & I was very attached to my bcp card.

[NJTurnpike]

How many years of tax returns did they ask for? Did they ask for anything else for their financial review?

[bs6054]

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@LilNYC wrote:
I did. I had a zync & bcp for 4 or 5 months, got a 3
@x cli on the bcp after 61 days. then I made the mistake of applying for the Hilton card & starwoods card- got approved for both @ $4500 & $2k. when I called customer service on my zync card I got rerouted to financial review. the guy said they been meaning to call me & that I had 5 biz days to release my tax returns to them or my accts would be closed. he said it was a combination of opening 4 New cars with them within a short period of time & a lot of activity on my credit report. biggest mistake I ever made- the only reason I applied for the last 2 cards was to improve my credit report bc of 10 yrs of backdating. instead they closed all my accts & I was very attached to my bcp card.

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So did you get them back (as they are listed in your sig)?

[LilNYC]

no, I never updated my sig.

[bs6054]

Oh, that sucks.   So did you provide the forms or just decide it wasn't worth it?

[bluesnowman]

Lil- I can't blame you for not giving them the forums. I know if they were to FR me, I would just close my accounts with them, even though I have proof of my income along with my tax returns, but I think it's to much of a hassle and too intrusive for a Credit card, that's just me, and I'm sorry it didn't work out for you. 

[WolfMan]

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@bluesnowman wrote:

Lil- I can't blame you for not giving them the forums. I know if they were to FR me, I would just close my accounts with them, even though I have proof of my income along with my tax returns, but I think it's to much of a hassle and too intrusive for a Credit card, that's just me, and I'm sorry it didn't work out for you. 

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+1 - My last 2 years tax returns show about 10K more than I put on the app. (New job this year, took a pay cut, but happy!) - Still, If they asked for it, I'd probably cancel, espicially since I pay in full almost weekly, never carry a balance, and don't do anything crazy. 

[L0RDAVENTAD0R]

I got approved for three AMEX cards in basically the same day & got approved for 6 other accounts. Two of the three were very small amounts though (BCP - $2,000 & SPG $2,000). Let's see if they say anything. Lol.