Difference in scores

Anonymous · ‎08-17-2012

Recently i have applied for boa card and denied. Today i hv received their letter stating my experience score was 707. I pulled my report from experian on the day i applied and my score was 737. Dont understand why there is difference.

Anonymous · ‎08-17-2012

You cant buy an expirian, it was a fako. The real one is the one BOA sent you. fako's are only estimates.

doc101 · ‎08-17-2012

I applied for a BoA card as well the other day. I checked my report and saw where they pulled from my EQ report and not EX. Perhaps they pulled your EQ report as well.

Starting Score:Equifax 543
Current Score:EQ659 TU 716 EXP677 updated 7/3/2016
Goal Score: 700

OptimasPrime · ‎08-17-2012

@Anonymous wrote:
You cant buy an expirian, it was a fako. The real one is the one BOA sent you. fako's are only estimates.

+1.Experian ficos are not available for sale and can only be obtained through a lender pull. The score that you procured from the experian website is most likely the plus score, which is a fako.