I really don't understand how you can assert what's best for someone, or how they should be using their cards. I don't have trouble using my other cards abroad, so I sure as heck wouldn't pay 95 dollars a year just to have it available for international travel. As I said, I had a purpose in mind for my card, and that's personal. If you use yours differently, fantastic. My needs and wants don't have to align with yours.
Perhaps, but when you quote someone and start using "you," it makes it a lot more specific. There are other ways to remind or emphasize other benefits of the card to readers.
@Anonymous wrote:A couple other things I like about DC:
1. Their primary rental coverage is a lot less vague than Chase's. For instance, there is a maximum MSRP that's covered.
2. Lounge access, albeit I've only used it once so far.
That said, I do wonder if the Elite card from UNFCU would be better. It's chip and PIN too, has no FTF and has lounge access as well. And $50 AF vs. $95.
The Elite from UNFCU isn't quite comparable to either Diners card. The lounge access, transfer of points to multiple possible airlines and hotels, and other benefits of Diners makes it worth it, for me. It's been the one card that is in my wallet all the time, as other cards rotate for specific uses, Diners is the catch all that gets regular use.
Yeah, it's only 1 pt per dollar, but the types of specific spend most other category rewards have limit how much one can use them as well.
@NRB525 wrote:
@Anonymous wrote:A couple other things I like about DC:
1. Their primary rental coverage is a lot less vague than Chase's. For instance, there is a maximum MSRP that's covered.
2. Lounge access, albeit I've only used it once so far.
That said, I do wonder if the Elite card from UNFCU would be better. It's chip and PIN too, has no FTF and has lounge access as well. And $50 AF vs. $95.
The Elite from UNFCU isn't quite comparable to either Diners card. The lounge access, transfer of points to multiple possible airlines and hotels, and other benefits of Diners makes it worth it, for me. It's been the one card that is in my wallet all the time, as other cards rotate for specific uses, Diners is the catch all that gets regular use.
Yeah, it's only 1 pt per dollar, but the types of specific spend most other category rewards have limit how much one can use them as well.
Yeah the redemption options are definitely better on DC. I have an Andrews FCU card which gets almost no use because CUrewards doesn't even provide a statement credit/cash back option. I was pretty much forced to use the 5,000 point bonus that I got when I first opened the card on nearly useless junk. 
UNFCU's rewards program is slightly better but nowhere near as flexible.
BMO, if you're listening...3x travel and dining would be really nice on the Premier. 
@Anonymous wrote:
@NRB525 wrote:
@Anonymous wrote:A couple other things I like about DC:
1. Their primary rental coverage is a lot less vague than Chase's. For instance, there is a maximum MSRP that's covered.
2. Lounge access, albeit I've only used it once so far.
That said, I do wonder if the Elite card from UNFCU would be better. It's chip and PIN too, has no FTF and has lounge access as well. And $50 AF vs. $95.
The Elite from UNFCU isn't quite comparable to either Diners card. The lounge access, transfer of points to multiple possible airlines and hotels, and other benefits of Diners makes it worth it, for me. It's been the one card that is in my wallet all the time, as other cards rotate for specific uses, Diners is the catch all that gets regular use.
Yeah, it's only 1 pt per dollar, but the types of specific spend most other category rewards have limit how much one can use them as well.
Yeah the redemption options are definitely better on DC. I have an Andrews FCU card which gets almost no use because CUrewards doesn't even provide a statement credit/cash back option. I was pretty much forced to use the 5,000 point bonus that I got when I first opened the card on nearly useless junk.
BMO, if you're listening...3x travel and dining would be really nice on the Premier.
This is the one regret with Diners. if i had to do it over again. i would go for the elite. regardless of the AF. 3x gas and Dining is great. I can't beleive after all this time they have not re opened applications. and im too chicken to poke the sleeping bear about a CLI. no way. im waiting on some brave member to call and inquire. and post the results.