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I've had the card for almost 3 years and have asked for APR reductions sporadically every 6 months. I was approved at around 24% APR and as of today am down to 15.74%, my goal is to get down to their lowest APR of 13.49% as I currently don't have a lender who has given me their lowest yet. Of course I never carry a balance on rewards cards, but it is nice to see how far my credit has come.
Congrats!! You're almost there! 😉
Congrats on your Disco APR reduction!
Congratulations on the reduction
Congrats!!! Gotta ❤️ Ms. Disco for still giving permanent reductions. Hear that Chase??? 👅
Congratulations on your APR reduction! 👍
@AnimatorProcrastinator wrote:I've had the card for almost 3 years and have asked for APR reductions sporadically every 6 months. I was approved at around 24% APR and as of today am down to 15.74% ...
Congrats on your successes. What method are you using -- messaging, calling in, chat?
Last time I asked via chat , I was offered permanent APR reduction or another 12 months of 0% promo.
I think you have to wait 6 months after 0% ends if you want another one, completely ignorant on timing between APR reduction requests
Another thing, if you ask, sometimes they will offer another cashback match period, but often with shorter duration, like 6 months or something like that.
Chat works just fine.