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Will max Q1 and Q2, and get a good amount of Q3.
Q4 leaves me wanting again.
Hmm... well I guess it's gonna be SD all year except maybe 3Q for PayPal.
@Anonymous wrote:I am sure I will be able to tap into paypal 5% on top of raise.com discount.
If you are in the cash back game, these are some nice categories.
Maybe I need to expand my horizons, I've had PayPal forever but pretty much just used it to pay for eBay purchases, a very minor spend for me - what's so great about 5% on PayPal? I'm very much in the cashback game, but:
Q1 - I have better than 5% on groceries & don't shop Walgreens or CVS
Q2 - I will use for 5% gas, beats my 3% BoA, but with a high MPG car & short commute, gas isn't a big spend
Q3 - Wiith my Uber getting smerfed in Feb (yea Barclays! ) will use Disco, but not a big spend category for me
Q4 - Rarely shop Amazon and already get 5% at Walmart & Target.com
Meh, I think I'll just toss Disco a BT they've been pushing on me (Disco is Not a card to use for purchases while carrying a BT)
Gas and groceries is always my money maker. The others meh.
@DaveInAZ wrote:
@Anonymous wrote:I am sure I will be able to tap into paypal 5% on top of raise.com discount.
If you are in the cash back game, these are some nice categories.
Maybe I need to expand my horizons, I've had PayPal forever but pretty much just used it to pay for eBay purchases, a very minor spend for me - what's so great about 5% on PayPal? I'm very much in the cashback game, but:
It can be useful for a whole lot of otherwise uncategorized website spending. "Quite a few" (technical term!) merchants will accept paypal on their websites and, when I remember, I use it there if not already covered with a better rate. So recently used it on Verizon and a UK pet supply site. Probably not $1500 a quarter, but some!
Not bad. Not amazing, but not bad. I'm definitely glad paypal is back.
Q1 - Is nice for helping me out with my groceries since without it I'd max my BCP sooner (I don't CVS or Walgreens)
Q2 - Is ok for 5% gas (though my spend is low there), I don't use the other services
Q3 - I can easily max out Paypal (again)
Q4 - Amazon is nice - I don't shop Walmart, and I have a redcard for Target already; I don't spend that much on Amazon, but I like it for Black Friday/Christmas.
So, it's not bad. If I have nothing else worth apping for, I might go for my second Disco partway through Q3 for the double CB if they still offer that for the first year.
I still hope that it works well with Freedom, particularly if I can have back to back Paypal quarters again.