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Discover 5% category "online shopping"?

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calihlove75
Established Contributor

Re: Discover 5% category "online shopping"?

Do you think this would work on rent payments? My mom's apartment complex takes rental payments online and does not charge a fee. 5% cashback on $1700 rent would be nice for a few months Smiley Wink

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 11 of 18
Kyva
Valued Member

Re: Discover 5% category "online shopping"?

Note $1500 spending cap eligible for 5% cash back in the quarter i.e. $75 cash back max from 5% roatating category per quarter.

Message 12 of 18
calihlove75
Established Contributor

Re: Discover 5% category "online shopping"?


@Kyva wrote:

Note $1500 spending cap eligible for 5% cash back in the quarter i.e. $75 cash back max from 5% roatating category per quarter.



Oh, thats right ~lol darn

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 13 of 18
kosmos
Established Member

Re: Discover 5% category "online shopping"?

Last December I paid for ebay seller fees using my discover card, and I was surprised to see the fees counted as an online purchase.

 

Hope this year online bill payments work!

Message 14 of 18
broseph23
Regular Contributor

Re: Discover 5% category "online shopping"?

" Earn 5% Cashback Bonus for online purchases from 10/1/13 (or the date on which you signed up, whichever is later) through 12/31/13, subject to a cap of $1500 in purchases. Offer does not apply to government products or services, education providers, utilities, or travel. Amounts that are not charged to your card during your online purchase will not qualify. These purchases must be made by 12/31/13. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible. If a purchase is coded for a category other than listed above, it will not qualify. Rewards are added to your Cashback Bonus account within 2 billing periods. See Cashback Bonus Program Terms and Conditions for further detail."

 

I wonder which "utilities" will and will not qualify.

Age: 25 | FICO: TU 802, EQ 782, EX 801 | FAKO: TU 778, EX 769 | Garden: 6/2015 | Total History: 7yr 6mo | AAoA: 4yr 2mo | Util: 4%
........24000...............10000.....................6000................7000................500..................5000................18000...............10000
Message 15 of 18
sakhalin070
Frequent Contributor

Re: Discover 5% category "online shopping"?


@broseph23 wrote:

" Earn 5% Cashback Bonus for online purchases from 10/1/13 (or the date on which you signed up, whichever is later) through 12/31/13, subject to a cap of $1500 in purchases. Offer does not apply to government products or services, education providers, utilities, or travel. Amounts that are not charged to your card during your online purchase will not qualify. These purchases must be made by 12/31/13. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible. If a purchase is coded for a category other than listed above, it will not qualify. Rewards are added to your Cashback Bonus account within 2 billing periods. See Cashback Bonus Program Terms and Conditions for further detail."

 

I wonder which "utilities" will and will not qualify.


Aww man, last year I used the card for travel and government stuff, and got a nice cashback with it.  But still, it's a great category to have!

 

Btw, nice Alaska Airlines Visa you got there, broseph.  I went to UW for undergrad.  #Go Huskies!

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards, Barclaycard Cash Forward
Message 16 of 18
broseph23
Regular Contributor

Re: Discover 5% category "online shopping"?

Thanks! I go to WWU currently, but that doesn't because of course I still love our Huskies! Smiley Happy
Age: 25 | FICO: TU 802, EQ 782, EX 801 | FAKO: TU 778, EX 769 | Garden: 6/2015 | Total History: 7yr 6mo | AAoA: 4yr 2mo | Util: 4%
........24000...............10000.....................6000................7000................500..................5000................18000...............10000
Message 17 of 18
Swapmeet
Valued Contributor

Re: Discover 5% category "online shopping"?

Huskies huh? How are they looking this year?



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 18 of 18
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