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Discover $500 Extra Cashback Bonus offer?

Regular Contributor

Discover $500 Extra Cashback Bonus offer?

Received an email about this offer for my discover more.


Just use Discover for $3,000 each calendar month from January 1, 2013 through June 30, 2013—and pick up an extra $500 Cashback Bonus!**

Message 1 of 7

Re: Discover $500 Extra Cashback Bonus offer?

Is that an offer for new card memebers? 

Definetly can be worth it if you spend that much a month anyway. 

My ultimate credit wish,
a JP Morgan Palladium card
Message 2 of 7

Re: Discover $500 Extra Cashback Bonus offer?

Likely it's a targeted offer.  If you normally spend that much money each month anyway, I say go for it!


I've received some offers for my Discover More recently, but nothing quite as nice as yours.  Mine are more like a 25% discount at Banana Republic or a $50 credit for buying $300 worth of gas at Chevron over the next 3 months.  Stuff like that.

Message 3 of 7
Valued Contributor

Re: Discover $500 Extra Cashback Bonus offer?

this was posted on here a few weeks ago. 

but could you really dedicate 3000 in spending a  month just too discover for that many months straight. (if you miss one its void) 

i know i cant. 


Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9

2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 4 of 7
Frequent Contributor

Re: Discover $500 Extra Cashback Bonus offer?

Pretty sure that it is a targeted offer as I have seen a few other members post about having been offered something similar.


The offer itself is pretty enticing -$500 cash back on 18k  of spending works out to a 2.77% return. Correct me if I'm wrong, but that 2.77% would be on top of the cashback earned from the 1% and 5% rotating categories (which would push the total % cash back to something closer to 4%).


The only drawbacks ( aside from the fact that 3k is a fairly large amount for most people to run through one card fir six consecutive months) I can think of are the. 25 on the first 3k and the $1500 caps on the bonus categories each quarter, but the 2.77% more than makes up for those limitations.



EQ 778 | TU 776
Barclay US Airways WMC 7.5k | BCE 5.8k | BofA Travel Rewards 9.1k | Chase Marriott Premier 13k | Citi TYP WMC 6.5k | Freedom Visa Sig 8k| Discover it 10k
Message 5 of 7
Valued Contributor

Re: Discover $500 Extra Cashback Bonus offer?

18k to spend wowwww......its a lot of money to spend to get $500 cash back

Take me 2 3 years to spend that much lol wish they have that offer for 2 3 years period.

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800

Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 6 of 7
New Visitor

Re: Discover $500 Extra Cashback Bonus offer?

I have this offer last October 2012 and mine was to spend $3000 from November to March. At least it's only 5 months, instead of 6. But yes, it's is really tough to spend that much especially if your expenses are way below that. Also, there are a lot of establishments that don't accept Discover, so you still have to use other cards for other spendings.
Message 7 of 7