Discover AU Burn

[Anonymous]

I know Discover blacklists for awhile. If a card was charged off will the BL the AU too? We did pay it last year which felt good.

[Creditaddict]

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@Anonymous wrote:
I know Discover blacklists for awhile. If a card was charged off will the BL the AU too? We did pay it last year which felt good.

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AU are not responsible for charges so if that is on the AU credit report they should simply dispute it as not their account and it will be deleted instantly.

They should have no issue applying for their own Discover if they have good enough credit to get it.

[takeshi74]

However, blacklists and reports are two different things.

[Creditaddict]

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@takeshi74 wrote:

However, blacklists and reports are two different things.

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An AU user can't be blacklisted when they have nothing to do with the account that went bad!

[CreditCuriosity]

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@Creditaddict wrote:

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@takeshi74 wrote:

However, blacklists and reports are two different things.

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An AU user can't be blacklisted when they have nothing to do with the account that went bad!

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guilty by association?  I would agree with you though on principle, whether a lender sees it that way we never can know unless you work for them.

[Anonymous]

Well that's good to know. It will be some time before I could qualify anyways.