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Discover Apr Reduction

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magixnite
Contributor

Re: Discover Apr Reduction

I did this yesterday too! Went with the 0% for 12 months rather a decrease to 19%

   

Wishlist: Chase Freedom Unlimited, AMEX Everyday Card


Message 31 of 44
seattletravels
Valued Contributor

Re: Discover Apr Reduction


@AverageJoesCredit wrote:

Good luck @seattletravels Smiley Happy


Ok, so I don't want to highjack this thread but even after 20 years of credit history, I'm still learning! I just in the past year realized I was doing utilization wrong. So even though I had high scores and credit limits, I also was being approved with super high APR on all my older cards. My Discover had a 24.49% and just successfully got it brought down to 19.74% thanks to everyone on this forum!20200321_080021.jpg

 



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 32 of 44
Remedios
Credit Mentor

Re: Discover Apr Reduction


@seattletravels wrote:

@AverageJoesCredit wrote:

Good luck @seattletravels Smiley Happy


Ok, so I don't want to highjack this thread but even after 20 years of credit history, I'm still learning! I just in the past year realized I was doing utilization wrong. So even though I had high scores and credit limits, I also was being approved with super high APR on all my older cards. My Discover had a 24.49% and just successfully got it brought down to 19.74% thanks to everyone on this forum!20200321_080021.jpg

 


FYI, you can ask for another reduction in 6 months 

Message 33 of 44
AverageJoesCredit
Legendary Contributor

Re: Discover Apr Reduction


@seattletravels wrote:

@AverageJoesCredit wrote:

Good luck @seattletravels Smiley Happy


Ok, so I don't want to highjack this thread but even after 20 years of credit history, I'm still learning! I just in the past year realized I was doing utilization wrong. So even though I had high scores and credit limits, I also was being approved with super high APR on all my older cards. My Discover had a 24.49% and just successfully got it brought down to 19.74% thanks to everyone on this forum!20200321_080021.jpg

 


Awesome job @seattletravels. , in 6 months ill shoot for a 0% for 12 months tooSmiley Happy Dont worry about hijacking,  you can be our credit terrorist  any daySmiley Wink

 

@magixnite  great job tooSmiley Happy

Message 34 of 44
GApeachy
Super Contributor

Re: Discover Apr Reduction


@AverageJoesCredit wrote:

@seattletravels wrote:

@AverageJoesCredit wrote:

Good luck @seattletravels Smiley Happy


Ok, so I don't want to highjack this thread 

 


Awesome job @seattletravels.   you can be our credit terrorist  any daySmiley Wink

 

 


Wait!Smiley Surprised  What about Meeeeeeeeeee?!?  

My Take Home Pay Don't Take Me Home
Message 35 of 44
seattletravels
Valued Contributor

Re: Discover Apr Reduction


@Remedios wrote:

@seattletravels wrote:

@AverageJoesCredit wrote:

Good luck @seattletravels Smiley Happy


Ok, so I don't want to highjack this thread but even after 20 years of credit history, I'm still learning! I just in the past year realized I was doing utilization wrong. So even though I had high scores and credit limits, I also was being approved with super high APR on all my older cards. My Discover had a 24.49% and just successfully got it brought down to 19.74% thanks to everyone on this forum!20200321_080021.jpg

 


FYI, you can ask for another reduction in 6 months 


Marking my calendar now! I didn't even realize asking for a reduction was a thing lol



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 36 of 44
seattletravels
Valued Contributor

Re: Discover Apr Reduction


@GApeachy wrote:

@AverageJoesCredit wrote:

@seattletravels wrote:

@AverageJoesCredit wrote:

Good luck @seattletravels Smiley Happy


Ok, so I don't want to highjack this thread 

 


Awesome job @seattletravels.   you can be our credit terrorist  any daySmiley Wink

 

 


Wait!Smiley Surprised  What about Meeeeeeeeeee?!?  


You'll always be #1



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 37 of 44
GApeachy
Super Contributor

Re: Discover Apr Reduction


@seattletravels wrote:

I didn't even realize asking for a reduction was a thing lol

Yep, better than a boob reduction! hahaha..........I got this for our cards a few months back too!  Pretty awesome!!!!

My Take Home Pay Don't Take Me Home
Message 38 of 44
AverageJoesCredit
Legendary Contributor

Re: Discover Apr Reduction


@GApeachy wrote:

@AverageJoesCredit wrote:

@seattletravels wrote:

@AverageJoesCredit wrote:

Good luck @seattletravels Smiley Happy


Ok, so I don't want to highjack this thread 

 


Awesome job @seattletravels.   you can be our credit terrorist  any daySmiley Wink

 

 


Wait!Smiley Surprised  What about Meeeeeeeeeee?!?  


Lol, oh no, you are our Daisy Dukes for distrsction!  No one better to give us our Dukes Of Hazzard😁

Message 39 of 44
newfossil
Valued Contributor

Re: Discover Apr Reduction

Congratulations!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 40 of 44
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