No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I did this yesterday too! Went with the 0% for 12 months rather a decrease to 19%
@AverageJoesCredit wrote:Good luck @seattletravels
Ok, so I don't want to highjack this thread but even after 20 years of credit history, I'm still learning! I just in the past year realized I was doing utilization wrong. So even though I had high scores and credit limits, I also was being approved with super high APR on all my older cards. My Discover had a 24.49% and just successfully got it brought down to 19.74% thanks to everyone on this forum!
@seattletravels wrote:
@AverageJoesCredit wrote:Good luck @seattletravels
Ok, so I don't want to highjack this thread but even after 20 years of credit history, I'm still learning! I just in the past year realized I was doing utilization wrong. So even though I had high scores and credit limits, I also was being approved with super high APR on all my older cards. My Discover had a 24.49% and just successfully got it brought down to 19.74% thanks to everyone on this forum!
FYI, you can ask for another reduction in 6 months
@seattletravels wrote:
@AverageJoesCredit wrote:Good luck @seattletravels
Ok, so I don't want to highjack this thread but even after 20 years of credit history, I'm still learning! I just in the past year realized I was doing utilization wrong. So even though I had high scores and credit limits, I also was being approved with super high APR on all my older cards. My Discover had a 24.49% and just successfully got it brought down to 19.74% thanks to everyone on this forum!
Awesome job @seattletravels. , in 6 months ill shoot for a 0% for 12 months too Dont worry about hijacking, you can be our credit terrorist any day
@magixnite great job too
@AverageJoesCredit wrote:
@seattletravels wrote:
@AverageJoesCredit wrote:Good luck @seattletravels
Ok, so I don't want to highjack this thread
Awesome job @seattletravels. you can be our credit terrorist any day
Wait! What about Meeeeeeeeeee?!?
@Remedios wrote:
@seattletravels wrote:
@AverageJoesCredit wrote:Good luck @seattletravels
Ok, so I don't want to highjack this thread but even after 20 years of credit history, I'm still learning! I just in the past year realized I was doing utilization wrong. So even though I had high scores and credit limits, I also was being approved with super high APR on all my older cards. My Discover had a 24.49% and just successfully got it brought down to 19.74% thanks to everyone on this forum!
FYI, you can ask for another reduction in 6 months
Marking my calendar now! I didn't even realize asking for a reduction was a thing lol
@GApeachy wrote:
@AverageJoesCredit wrote:
@seattletravels wrote:
@AverageJoesCredit wrote:Good luck @seattletravels
Ok, so I don't want to highjack this thread
Awesome job @seattletravels. you can be our credit terrorist any day
Wait! What about Meeeeeeeeeee?!?
You'll always be #1
@seattletravels wrote:
I didn't even realize asking for a reduction was a thing lol
Yep, better than a boob reduction! hahaha..........I got this for our cards a few months back too! Pretty awesome!!!!
@GApeachy wrote:
@AverageJoesCredit wrote:
@seattletravels wrote:
@AverageJoesCredit wrote:Good luck @seattletravels
Ok, so I don't want to highjack this thread
Awesome job @seattletravels. you can be our credit terrorist any day
Wait! What about Meeeeeeeeeee?!?
Lol, oh no, you are our Daisy Dukes for distrsction! No one better to give us our Dukes Of Hazzard😁
Congratulations!