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Discover Authorized User

Valued Member

Discover Authorized User

My grandfather added me to his discover card account. It was opened in 1993, 8000 limit and under 1000 balance. Never been late. I know that there is now concrete answer to how much my score will rise, but is it safe to assume i will get a large boost when the account hits? Any insight would be greatly appreciated!

Message 1 of 4
Established Contributor

Re: Discover Authorized User

give more details on your profile for us to speculate better

01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
Message 2 of 4
Valued Member

Re: Discover Authorized User

Sure.....Scores are as follows, all lender pulled: EX - 662 EQ- 619 TU - 591. I currently have one credit card (Cap1) 500 limit with 12.00 balance. An auto loan, paid as agreed. I have one negative mark, an auto repo/charge off that is 2 years old (13,000).

Message 3 of 4
Valued Contributor

Re: Discover Authorized User

Will the lender or other credit card company see you as an authorized when you apps for another product ?????

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800

Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 4 of 4