Discover CLI's

[LS2982]

Has anyone gotten a CLI with util. around 30%? I'm pproaching the 6 month mark.

I'll have 3 cards with balances. None maxed.

[webhopper]

They have denied my most recent CLIs... no luv at all from them

[LS2982]

---

@webhopper wrote:
They have denied my most recent CLIs... no luv at all from them

---

I'm hoping for a nice increase with them, my 9K PSECU card is reporting but has a 5K balance

[webhopper]

Awe. They pulled my tu report and denied my CLi because of some lates from 2006. Maybe I will get love next year

[SpiceIslander]

I got one last month with >50% util that was spread among 3 credit cards and a line of credit. I was also hoping to ge a CLI at the 6 month mark but that didn't happen. I called in and the rep asked how much increase I wanted and I told her 2,000.00. It was approved w/o a hard pull. Initial CL was 1,000.00.

Good luck!

[LS2982]

---

@SpiceIslander wrote:

I got one last month with >50% util that was spread among 3 credit cards and a line of credit. I was also hoping to ge a CLI at the 6 month mark but that didn't happen. I called in and the rep asked how much increase I wanted and I told her 2,000.00. It was approved w/o a hard pull. Initial CL was 1,000.00.

Good luck!

---

I really dont want the HP. Hopefully they can SP.

[SpiceIslander]

---

@LS2982 wrote:

---

@SpiceIslander wrote:

I got one last month with >50% util that was spread among 3 credit cards and a line of credit. I was also hoping to ge a CLI at the 6 month mark but that didn't happen. I called in and the rep asked how much increase I wanted and I told her 2,000.00. It was approved w/o a hard pull. Initial CL was 1,000.00.

Good luck!

---

I really dont want the HP. Hopefully they can SP.

---

The rep told me to let her know how much increase to enter into their system. If their system approved, it would be a soft pull. If however, the system denied it, she could do a hard pull with my permission.

[LS2982]

---

@SpiceIslander wrote:

---

@LS2982 wrote:

---

@SpiceIslander wrote:

I got one last month with >50% util that was spread among 3 credit cards and a line of credit. I was also hoping to ge a CLI at the 6 month mark but that didn't happen. I called in and the rep asked how much increase I wanted and I told her 2,000.00. It was approved w/o a hard pull. Initial CL was 1,000.00.

Good luck!

---

I really dont want the HP. Hopefully they can SP.

---

The rep told me to let her know how much increase to enter into their system. If their system approved, it would be a soft pull. If however, the system denied it, she could do a hard pull with my permission.

---

Gotcha, i'd like 1-2K. I'd be happy with 2K.

Hoping they see my 9K limit and other bankcards around 2K and give me something in that range.

[flowfaster]

I have had 2 CLI and both have been soft pulls.  The first one was at 6 months for $500 and the next one was for $3000 at the 1 year mark.  So Discover can give some pretty nice soft CLIs.

Now for speculation.  Everyone (without serious baddies) seems to get the $500 at the 6 month mark if you request it.

[LS2982]

---

@flowfaster wrote:

I have had 2 CLI and both have been soft pulls.  The first one was at 6 months for $500 and the next one was for $3000 at the 1 year mark.  So Discover can give some pretty nice soft CLIs.

Now for speculation.  Everyone (without serious baddies) seems to get the $500 at the 6 month mark if you request it.

---

So should I let it go past 6 months and see if I get an auto?