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just have a simple question that i may be over thinking but looking for any insight.... i had a secured discover card that graduated to a unsecured one and made it into a Discover IT card and just 8 days ago i hit the 1 year mark and was wondering when would be the best time to request a credit limit increase? like would now be good or next month at 13 month mark would be more ideal? just wondering what would be the safest approach and give me the best odds? i know its a soft pull from what info i have gathered (correct me if im wrong..) any input would be appreciated! thanks in advance!
I don't know about how many months to wait between CLIs but I would always try after the 3rd or 4th of the month once my updated TU score hits.
Last several times no dice however so I have kind of given up.
With Discover you can request every 30 days if you wish though I would do so after the date that they pull your Fico score in the month.
@gdale6 wrote:With Discover you can request every 30 days if you wish though I would do so after the date that they pull your Fico score in the month.
So in the app it updates at the 15th of every month.. so would u suggest waiting until after november 15th? since my statement closing date is the 20th of each month... I get that right?