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i've tried twice to get Discover to give me a credit line increase...2 hard pulls and nothing as a result. anyone here have any tips on how to achieve this?
i got the card as part of a balance xfer and finished paying that off with a few months of interest. it will be a year since i got the card this coming June.
They started me with $1700 credit line and i want 5000+
any tips or experience stories with Discover recently?
@Anonymous wrote:i've tried twice to get Discover to give me a credit line increase...2 hard pulls and nothing as a result. anyone here have any tips on how to achieve this?
i got the card as part of a balance xfer and finished paying that off with a few months of interest. it will be a year since i got the card this coming June.
They started me with $1700 credit line and i want 5000+
any tips or experience stories with Discover recently?
Have had a 2k More card for 1+ yrs, denied for CLI 3x's, however many here report easy, breezy CLI from Discover, lol, so don't give up- just don't let them pull HPs for your requests anymore, I sure wouldn't. Even when they like you they tend to be conservative with CLIs... 1.7 to 5k could take you a few years with Discover, should probably look to another issuer if you want quick growth.
@score_building wrote:
@Anonymous wrote:i've tried twice to get Discover to give me a credit line increase...2 hard pulls and nothing as a result. anyone here have any tips on how to achieve this?
i got the card as part of a balance xfer and finished paying that off with a few months of interest. it will be a year since i got the card this coming June.
They started me with $1700 credit line and i want 5000+
any tips or experience stories with Discover recently?
Have had a 2k More card for 1+ yrs, denied for CLI 3x's, however many here report easy, breezy CLI from Discover, lol, so don't give up- just don't let them pull HPs for your requests anymore, I sure wouldn't. Even when they like you they tend to be conservative with CLIs... 1.7 to 5k could take you a few years with Discover, should probably look to another issuer if you want quick growth.
2k More?? what's that?
yeah no more hard pools from them. i'll wait a year and appy for a new discover. need my credit score to recover...carrying too much debt recently
I've had Discover for 2 1/2 years and just received a credit line increase automatically. I PIF almost all of the time (except maybe two months) and was never late. I started with a credit line of $3100 and it was increased to $3700. I never asked for a credit line increase because I didn't really need one. I have higher limits on my other cards and didn't want to push the subject with them. We all know how touchy CCC are lately.
@Anonymous wrote:
@score_building wrote:
@Anonymous wrote:i've tried twice to get Discover to give me a credit line increase...2 hard pulls and nothing as a result. anyone here have any tips on how to achieve this?
i got the card as part of a balance xfer and finished paying that off with a few months of interest. it will be a year since i got the card this coming June.
They started me with $1700 credit line and i want 5000+
any tips or experience stories with Discover recently?
Have had a 2k More card for 1+ yrs, denied for CLI 3x's, however many here report easy, breezy CLI from Discover, lol, so don't give up- just don't let them pull HPs for your requests anymore, I sure wouldn't. Even when they like you they tend to be conservative with CLIs... 1.7 to 5k could take you a few years with Discover, should probably look to another issuer if you want quick growth.
2k More?? what's that?
yeah no more hard pools from them. i'll wait a year and appy for a new discover. need my credit score to recover...carrying too much debt recently
Discover More 2,000.00 CL.
@tianapb725 wrote:I've had Discover for 2 1/2 years and just received a credit line increase automatically. I PIF almost all of the time (except maybe two months) and was never late. I started with a credit line of $3100 and it was increased to $3700. I never asked for a credit line increase because I didn't really need one. I have higher limits on my other cards and didn't want to push the subject with them. We all know how touchy CCC are lately.
man that's a stingy credit line increase.
couple of months ago i called chase and said i need an increase and they said how much?
BOOM, call lasted under 5 minutes. now that's what i'm talking about.
USAA, CHASE gives me 10k
CAP ONE gives me 8500
Discover 1700???? WTF?
now i have no intentions to load them up but in order to keep utilization low you need higher credit lines.
@score_building wrote:
@Anonymous wrote:
@score_building wrote:
@Anonymous wrote:i've tried twice to get Discover to give me a credit line increase...2 hard pulls and nothing as a result. anyone here have any tips on how to achieve this?
i got the card as part of a balance xfer and finished paying that off with a few months of interest. it will be a year since i got the card this coming June.
They started me with $1700 credit line and i want 5000+
any tips or experience stories with Discover recently?
Have had a 2k More card for 1+ yrs, denied for CLI 3x's, however many here report easy, breezy CLI from Discover, lol, so don't give up- just don't let them pull HPs for your requests anymore, I sure wouldn't. Even when they like you they tend to be conservative with CLIs... 1.7 to 5k could take you a few years with Discover, should probably look to another issuer if you want quick growth.
2k More?? what's that?
yeah no more hard pools from them. i'll wait a year and appy for a new discover. need my credit score to recover...carrying too much debt recently
Discover More 2,000.00 CL.
oh!
Yes it was very stingy! But I have much higher credit limit on other cards so I wasn't to concerned with it. Definitely a bummer though!
My experience with Discover, they like heavy usage--do not SD the card.
@MrShush wrote:My experience with Discover, they like heavy usage--do not SD the card.
SD?? what do you mean>?