Discover Credit Scorecard

[Anonymous]

Hi All. I have noticed now when I log into the Discover Scorecard and scroll down to the bottom of the page that next to the apply now button there is a hard APR set, no range.  Anyone had any expierence with this? Applied last year and was denied. Score up appx 30 points since then and utilization under 20%.

Thanks in Advance

[AverageJoesCredit]

No idea but could be a good sign for you. Whats the apr by the way?. Best of luck if you apply

[Anonymous]

Looks to me like it just redirects to the prequal page and bypasses asking for information since they already have that. Discover can be either way on how legit the prequals are. All comes down to wording and spacifics. Usually if there is a set, or within a few points apr its fairly legit. If its the broad 11-25 or whatever the apr is its general and not spacific to you.