No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I have not been online here in a while due to farming but I just got some GREAT news. Discover graduated me!
Opened: 24 June 2018 (195 days ago)
Security Deposit: $500.00
Paid in full every month.
Always exceeded $500 use every month most of the time multiple times (put paid as soon as it posted)
My FICOs have not broke the 700 barrier but I am just hovering really close.
I really did not expect the graduation as I have recently shot up in inquiries due to a auto loan and I recently picked up an Ollo Card and was going to drop my Secured USAA Amex with $1200 sitting their doing absolutely nothing. I also picked up a Khols card so the wife could take advantage of their rewards or what I call hook lines.
I never expected to be where I am now less than 1 year after a BK7 discharge.
The only bummer is that my rewards did not change so I don't have access to the quarterly rewards bonus. I am stuck with the 1% unlimited and 2% gas stations & restaurants up to $1000 per quarter. But hey it's unsecured now
I will update my signature later in the week.
Congrats. You could have changed the card at any time. I changed mine after my first statement.
Congrats on your graduation (and all your progress)!
And hey -- if you can, maybe consider holding off on closing your USAA secured card for a bit... there's a post floating around here from about a week ago regarding changes being made to the USAA secured -- the changes are currently unknown but perhaps there will finally be an ability to graduate?? That would make it worth holding on to.
Also - Happy New Year!
EDIT: Link to that post about USAA secured: https://ficoforums.myfico.com/t5/Credit-Cards/USAA-Secured/m-p/5450368
Looks like a 'new' secured card is coming --I don't know but may be worth it to wait and see if the new features will extend to existing card holders.
Congratulations on moving from secured to unsecured!
Congrats! Discover has been a solid card for me for CLIs. Garden and grow it!
Yay for you Farmer forJat!!!!! And thanks for posting how you used it ....that's a nice cli too.
Going from $500 secured to $2k unsecured....that's a great increase! Congrats!