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Discover IT Approval? hmmm not sure HELP!

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NikJ4
Established Contributor

Discover IT Approval? hmmm not sure HELP!

Ok, So I did what I was NOT suppose to do but oh well. I applied for the Discover IT card and got this message:

 

Thank you for your application.

We are reviewing your application and will notify you within 5-7 days once your approval status has been determined.

To expedite the process, please contact a Discover Application Specialist at 1-800-347-4736 between the hours of: 
M-F : 8.00amET - midnight
S-S : 9.00am ET - 9.00PM ET

Your reference number is XXXXX

 

It then had me set up my online account access and if I wanted paperless billing.... So did I get the card or not?

HELP

Message 1 of 23
22 REPLIES 22
myjourney
Super Contributor

Re: Discover IT Approval? hmmm not sure HELP!

Call but i would offer my congrats nowSmiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 23
wche
Regular Contributor

Re: Discover IT Approval? hmmm not sure HELP!

Congrats!! It sounds like you're approved and may just need to call in to verify some info. Otherwise, you might still want to call in to find out your CL!! Welcome to the discover fam!

Message 3 of 23
jakemod1
Regular Contributor

Re: Discover IT Approval? hmmm not sure HELP!

It seems to me that you got approved for the card. When I applied, it also had me set up my online account and got the 5-7 day message. Definitely give them a call. They will ask you everything on your CR, so be prepared to answer.

Discover IT: $20,5k | Chase Freedom: $5k | CSP: $7k | Amex BCE: $25k | BofA Cash Rewards: $12,4k | Citi DC: $8,4k | Cap1 QS: $6k | Commence: $11k | US Bank Cash+: $8k | Macy's Amex $5k | Kohl's: $3k
Message 4 of 23
09Lexie
Moderator Emerita

Re: Discover IT Approval? hmmm not sure HELP!

Message 5 of 23
thirst305
New Contributor

Re: Discover IT Approval? hmmm not sure HELP!

When calling, should I recon for a higher limit?

 

I was asking to send in my pay stub and was initially approved for 4k upon providing the pay stubs.  Thinking if I should call back to recon for a higher limit.

Ch7 BK discharged 3/2009
Bloomies (10/99): 4k Alliant (8/10): 4k
SCEFCU Visa (9/12): 6k SCEFCU auto (9/12): 22k
Barclays Apple (10/11): 5k iTunes: 3k SLM: 15k
Amazon (8/12): 15k Walmart store (9/12): 6K
Partners (9/12): 20k CapOnex2 (1/10): 10k Discover IT (3/13): 5k
SDFCU: 20k Amex BCE: 8k
Message 6 of 23
WarJar101
Frequent Contributor

Re: Discover IT Approval? hmmm not sure HELP!

Lucky bastard! Call in! and Congrats!!!

Rebuilding...been out of the game for a minute. Now, after suffering I'm back with greater wisdom. Scores: Currently @ around 6 teens to 20's, across all three EQ,TU, EX
Message 7 of 23
NikJ4
Established Contributor

Re: Discover IT Approval? hmmm not sure HELP!

Declined...letter will be mailed. Booo
Message 8 of 23
09Lexie
Moderator Emerita

Re: Discover IT Approval? hmmm not sure HELP!

Message 9 of 23
NikJ4
Established Contributor

Re: Discover IT Approval? hmmm not sure HELP!


@09Lexie wrote:
Sorry to hear it was declined.

It means take my butt to the garden and SIT STILL......

Thanks though

Message 10 of 23
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