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Discover IT Approved lower APR request

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Valued Member

Re: Discover IT Approved lower APR request

congrats on getting your APR lowered!

 

going to remind myself to make that request when i hit the 1 year mark.








Gardening Start 2/19/2020
Message 11 of 16
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Frequent Contributor

Re: Discover IT Approved lower APR request

Congrats on the APR ! Discover has been good with its customers lately. Cheers!
Discover 22K ---------------------------- Credit Union MC 12K
Cap1 QS 10K ---------------------------- Barclay 3.4K
AMEX Blue Cash AU 15.5K ------ Barclay Apple AU 10K
AMEX BCP 22K
2 Installment loans:
Auto 15K / 39K ---------- Auto 28K / 39K
Vantage 3.0: TU:738 EQ: 737 03-17-2020
Ch. 7 DC 12/2014
Message 12 of 16
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Valued Member

Re: Discover IT Approved lower APR request

congrats on the reduced APR

Message 13 of 16
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Frequent Contributor

Re: Discover IT Approved lower APR request

Thanks for letting us know!  I haven't done this in awhile but you inspired me to ask again.  I got my APR lowered from 14.74% to 12.74% just by asking through chat.

 

Discover is GREAT for this kind of thing!  Congrats, OP.


Message 14 of 16
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Community Leader
Senior Contributor

Re: Discover IT Approved lower APR request

Miss Disco entertains APR reductions, both temp and perm.. also entertains 0% for 12mo on new purchases as well...  At least what iv been told and go by,  its every 6 months as long as your not in the intro period .... usually can get new 0% offers too but there needs to be a gap between requests (think its 3 months but dont quote me) ... and yes you can "stack" a BT and a 0% on new puchases.... great way to be able to use the card and still have a bt offer on it... (seeing folks get them in sequential months is a new occurance for APR reductions but something to watch) .. 

 

Chase.. not so much... (looks dryly at his Chase Amazon Prime Visa)

-J

@AverageJoesCredit

 

Message 15 of 16
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Community Leader
Mega Contributor

Re: Discover IT Approved lower APR request

I no longer get bt offersSmiley Sad but Apr redux is heavy on the mind. My Chrome ends year 1 in Feb . Id like to try and get Miles to achieve trifecta but if not im definetly gonna ask for redux. I have a 0% offer on It that ends in March. Ill be requesting a permanent redux there too. Poor @joltdude and his subprime Visa aprSmiley Sad. Chase gets a timeoutSmiley Wink😉
Message 16 of 16
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