congrats on getting your APR lowered!
going to remind myself to make that request when i hit the 1 year mark.
Thanks for letting us know! I haven't done this in awhile but you inspired me to ask again. I got my APR lowered from 14.74% to 12.74% just by asking through chat.
Discover is GREAT for this kind of thing! Congrats, OP.
Miss Disco entertains APR reductions, both temp and perm.. also entertains 0% for 12mo on new purchases as well... At least what iv been told and go by, its every 6 months as long as your not in the intro period .... usually can get new 0% offers too but there needs to be a gap between requests (think its 3 months but dont quote me) ... and yes you can "stack" a BT and a 0% on new puchases.... great way to be able to use the card and still have a bt offer on it... (seeing folks get them in sequential months is a new occurance for APR reductions but something to watch) ..
Chase.. not so much... (looks dryly at his Chase Amazon Prime Visa)