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Discover IT Credit Limit

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ADARPegasus
Established Contributor

Discover IT Credit Limit

Hey everyone I have a Discover IT with a $4,000 Credit Limit and I was just curious what everyone elses limit is with them? Whats the highest limit they give out?

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 1 of 86
85 REPLIES 85
Anonymous
Not applicable

Re: Discover IT Credit Limit

Don't have the IT but still have the More card since I never converted to the IT.  But I started in January of 2012 with a 6K limit and now it's at 12,300.   Every now and then they send me emails that I qualify for a credit line increase but never asked for an increase on my own.  Only used the card for balance trasnfers when they give me 0% and my monthly phone bill.  Come to think they never sent me an email for an increase until a year and half of haveing the card but it does happen.

Message 2 of 86
Anonymous
Not applicable

Re: Discover IT Credit Limit

I only got a 1,500 with Ficos in the 680s, but I have a lot of recent INQs

Message 3 of 86
sccredit
Valued Contributor

Re: Discover IT Credit Limit

Started at $10k in 8/2012, currently at $12.5k

Message 4 of 86
Anonymous
Not applicable

Re: Discover IT Credit Limit

Started: $8900

Current: $11400

Message 5 of 86
dragonfly66
Frequent Contributor

Re: Discover IT Credit Limit

I started at $1,600 six month ago and just got a whopping $200 CLI, so I'm at $1,800 now.  

Current - FICO 3/2019: EX(753); EQ(763); TU(749)
Beginning - FICO 7/2014: EX(630); EQ(608); TU(581)
Credit: Wells Fargo Home Projects Charge Card ($7,800); Wells Fargo Home Rebate Visa ($4,000); Capital One Quicksilver ($10,000); Capital One Venture ($6,000); Discover it ($7,900); Macy's ($20,000); BrandsMart ($4,000); Banana Republic ($1,200); Lowes ($12,000); Amex Everyday ($30,000); Macy's Amex ($15,000); Amex Platinum (NPSL); Citi Diamond Preferred ($9,000); Chase Freedom ($9,000); Wells Fargo Outdoor Solutions ($10,000); SunTrust HELOC ($25,000)
Message 6 of 86
ojefferyo
Valued Contributor

Re: Discover IT Credit Limit

$12.2k as of now

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 7 of 86
Anonymous
Not applicable

Re: Discover IT Credit Limit

Started $500. Current $3k. Been over two years.

Message 8 of 86
heyitsyeh
Frequent Contributor

Re: Discover IT Credit Limit

Started at $500 in 10/2008, now $13k. Can't fault Discover for giving me a chance at credit at age 18.

TU: 777 | EQ: 814 | EX: 764
Last INQ: 3/26/21
AAoA: 4y 7m
Lowest limit: Chase Freedom Visa - $13,000
Highest limit: Discover It - $56,500
Available credit: $200,600 (8 cards)
Message 9 of 86
SwiftTone
Valued Contributor

Re: Discover IT Credit Limit

Started at $2000 in 04/2012 and now I'm at $14,000.
AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 10 of 86
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