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Discover IT Credit Limit

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Established Contributor

Discover IT Credit Limit

Hey everyone I have a Discover IT with a $4,000 Credit Limit and I was just curious what everyone elses limit is with them? Whats the highest limit they give out?

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 1 of 86
85 REPLIES 85
Valued Member

Re: Discover IT Credit Limit

Don't have the IT but still have the More card since I never converted to the IT.  But I started in January of 2012 with a 6K limit and now it's at 12,300.   Every now and then they send me emails that I qualify for a credit line increase but never asked for an increase on my own.  Only used the card for balance trasnfers when they give me 0% and my monthly phone bill.  Come to think they never sent me an email for an increase until a year and half of haveing the card but it does happen.

Message 2 of 86
Established Member

Re: Discover IT Credit Limit

I only got a 1,500 with Ficos in the 680s, but I have a lot of recent INQs

Starting Score (7/2014): 575 TU
Current Score (6/2015): 701 TU | 664EQ | 676 EX

Amex Green NPSL | Citi Prestige 13,500 | Cap1 Venture 7,500 | Chase Sapphire Preferred 5,000 | Chase Marriott 5,000 | Chase Hyatt 5,000 | Chase Ritz Carlton 5,000 | PenFed Amex 5,000 | Discover It 2,500 | Chase IHG 2,000 | Cap1 Quicksilver One 2,000 | Cap1 Secured 750 | Credit One 500 | Lowes 7,500 | Amazon 6,000 | Nordstrom 2,500
Message 3 of 86
Valued Contributor

Re: Discover IT Credit Limit

Started at $10k in 8/2012, currently at $12.5k

Ch 7 Discharge 3/12/2018
Cap One QS1 $3,500, Wayfair $5,000, Blaze MC $3,000, Kohls $500
Infiniti Financial lease

AU Cards: CSP $40.7k; Chase Marriott $20k; Discover $7.8k; CapOne Venture $30k
Message 4 of 86
Frequent Contributor

Re: Discover IT Credit Limit

Started: $8900

Current: $11400

Current Cards: AmEx Blue Cash Preferred | Barclaycard Arrival Plus | Discover It | Wells Fargo Cashback Visa Signature |
Message 5 of 86
Frequent Contributor

Re: Discover IT Credit Limit

I started at $1,600 six month ago and just got a whopping $200 CLI, so I'm at $1,800 now.  

Current - FICO 3/2019: EX(753); EQ(763); TU(749)
Beginning - FICO 7/2014: EX(630); EQ(608); TU(581)
Credit: Wells Fargo Home Projects Charge Card ($7,800); Wells Fargo Home Rebate Visa ($4,000); Capital One Quicksilver ($10,000); Capital One Venture ($6,000); Discover it ($7,900); Macy's ($20,000); BrandsMart ($4,000); Banana Republic ($1,200); Lowes ($12,000); Amex Everyday ($30,000); Macy's Amex ($15,000); Amex Platinum (NPSL); Citi Diamond Preferred ($9,000); Chase Freedom ($9,000); Wells Fargo Outdoor Solutions ($10,000); SunTrust HELOC ($25,000)
Message 6 of 86
Valued Contributor

Re: Discover IT Credit Limit

$12.2k as of now

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 7 of 86
Frequent Contributor

Re: Discover IT Credit Limit

Started $500. Current $3k. Been over two years.

$12500 Discover IT since 12/2012$3000 SunTrust Cash Rewards MasterCard 02/2013-02/2015 Closed$7100 Citi Forward Visa since 10/2013$9000 Capital One QuickSilver World MasterCard since 10/2013$10100 BankAmericard Cash Rewards Signature Visa since 01/2014$6800 Citi Dividend World Elite MasterCard since 01/2014$1500 Merrick Bank Visa since 04/2014$24000 American Express Blue Cash Everyday since 07/2014$700 Target REDcard by TD Bank since 08/2014$4400 Citi Double Cash World MasterCard since 09/2014$5500 Chase Freedom Visa since 11/2014$10000 U.S. Bank Cash+ Visa Signature since 01/2015$7500 Ebates Cash Back Visa since 01/2015$5000 Priceline Rewards Visa by Barclays since 02/2015$9000 Overstock Store Card by Comenity since 02/2015$5000 Sallie Mae World MasterCard by Barclays since 08/2015$6400 Citi Prestige World Elite MasterCard since 08/2015$2500 BankAmericard Travel Rewards since 08/2015$7500 Discover it Miles since 09/2015
Message 8 of 86
Frequent Contributor

Re: Discover IT Credit Limit

Started at $500 in 10/2008, now $13k. Can't fault Discover for giving me a chance at credit at age 18.

TU: 777 | EQ: 814 | EX: 764
Last INQ: 10/1/17
AAoA: 4y 7m
Lowest limit: Citi Costco Visa - $15,500
Highest limit: Discover It - $56,500
Available credit: $191,600 (6 cards)
Message 9 of 86
Valued Contributor

Re: Discover IT Credit Limit

Started at $2000 in 04/2012 and now I'm at $14,000.
AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 10 of 86
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