Discover It APR Reduction

[-Wade-]

My 0% runs out next month, has anyone gotten an  APR reduction lower than the 10.99% rate ????

Thanks Wade

[yudeology101]

10.99% apr is still good in my book! 

[indiolatino61]

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@Wade64 wrote:

My 0% runs out next month, has anyone gotten an  APR reduction lower than the 10.99% rate ????

Thanks Wade

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I'm at a ridiculous 22.99%...! This with no CLI for a year. Tomorrow is my 1 year anniversary. I will try for a SP CLI yet again and an APR reduction. If I get no results, it will stay in the SD! The best of luck to you.

[-Wade-]

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@yudeology101 wrote:

10.99% apr is still good in my book! 

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I know it's good 101 .......I can't get a SP CLI so i might as well try and get the APR under 10%

[HeilFico]

For the APR, call them. They will see if you are eligible. After my 0% promo ended 6mos in, I got them down from 22% to 18.99%. I called again last month and got it lowered to 15.24% which was at the 11-12 month mark. I also got the limit raised from $1500-10k in less than a yr. You may need to sacrifice a HP.

[-Wade-]

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@indiolatino61 wrote:

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@Wade64 wrote:

My 0% runs out next month, has anyone gotten an  APR reduction lower than the 10.99% rate ????

Thanks Wade

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I'm at a ridiculous 22.99%...! This with no CLI for a year. Tomorrow is my 1 year anniversary. I will try for a SP CLI yet again and an APR reduction. If I get no results, it will stay in the SD! The best of luck to you.

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I do have a good APR but i can't get a CLI with a soft pull i can't even ask for one on Discover's home page now I have been worring them good and no such luck. Now onto a APR reduction

[-Wade-]

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@HeilFico wrote:

For the APR, call them. They will see if you are eligible. After my 0% promo ended 6mos in, I got them down from 22% to 18.99%. I called again last month and got it lowered to 15.24% which was at the 11-12 month mark. I also got the limit raised from $1500-10k in less than a yr. You may need to sacrifice a HP.

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Not this year but i wll next year. I have my goal set to get all HP's off and i am sticking to my guns. When the 0% runs out i will call them. I was just wondering if they would go under 10%

[Kenny]

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@Wade64 wrote:

My 0% runs out next month, has anyone gotten an  APR reduction lower than the 10.99% rate ????

Thanks Wade

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No not possible.. lowest they have. I'm just going to try to get another 6 month 0% who knows if it will happen or not. lol I've luckily been able to get 3 SP CLI's from 2k to 9k in not many months at all so I'm ecstatic with Discover lately. 

[-Wade-]

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@KennyS2006 wrote:

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@Wade64 wrote:

My 0% runs out next month, has anyone gotten an  APR reduction lower than the 10.99% rate ????

Thanks Wade

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No not possible.. lowest they have. I'm just going to try to get another 6 month 0% who knows if it will happen or not. lol I've luckily been able to get 3 SP CLI's from 2k to 9k in not many months at all so I'm ecstatic with Discover lately. 

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Congrats on your CLI's ............ Onto the not possible, we shall see when  the 0% runs out. If i remember correct i think someone got under the 10% mark

[H4LO]

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@Wade64 wrote:

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@indiolatino61 wrote:

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@Wade64 wrote:

My 0% runs out next month, has anyone gotten an  APR reduction lower than the 10.99% rate ????

Thanks Wade

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I'm at a ridiculous 22.99%...! This with no CLI for a year. Tomorrow is my 1 year anniversary. I will try for a SP CLI yet again and an APR reduction. If I get no results, it will stay in the SD! The best of luck to you.

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I do have a good APR but i can't get a CLI with a soft pull i can't even ask for one on Discover's home page now I have been worring them good and no such luck. Now onto a APR reduction

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I broke the love button