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I have never missed a payment on this card, never had any missed payments or issues and I am about 6 months out from the last blemish to fall off of my credit report. Finally, after nearly 6 years holding a secured Discover It, I logged in today and saw an automatic CLI on my account and it appears to have graduated! (Edited: confirmed, I received an email about it, expecting my deposit back in 5-7 business days)
Starting CL: $400
CL today: $1000
I have around $35k or so in open revolving credit all told and keep utilization around 3% to 5% or so reporting.
So for those who feel like they're not making progress somewhere no matter how much better your situation is now than it was when you started, don't give up. It may take the whole 7 years, but eventually it does get better.
Congrats on finally graduating! Talk about sticking it out.
Wow congrats! Mine just graduated today too after about 2 years. I don't think I would have lasted 6 years haha.
WOW! Super congrats on a super resilient path, graduation, and CLI!
Thank you also for your words of encouragement! Not too many ppl have the patience to wait long term for improvements. Well done! 💪🏼💪🏼💪🏼
@Anonymous wrote:Wow congrats! Mine just graduated today too after about 2 years. I don't think I would have lasted 6 years haha.
Congrats to you too for your graduation!
😏👍🏼