Re: Discover It Highest CLI

MrCollector · ‎04-20-2014

I picked up the Discover It card last week and it happens to have the lowest CL of all my cards at $750. I'm wondering what's the largest CLI jump anyone has experienced with Discover. Hoping to get a CLI in three months up to $3K or $4K, but don't know if that's possible.

kmorr2586 · ‎04-20-2014

I just got $1500 ($500-$2k)....regretting not asking for more- had the card for 6 months.

Jlu · ‎04-20-2014

$1500 --> $10k via backdoor.

Reason: "kitchen remodeling"

That reason never fails.

MrCollector · ‎04-20-2014

My kitchen just started looking a little dated.

If you don't mind me asking, did you have something with matching or higher CL when you went for the CLI? My BCE is at $2K, but going for the 3x CLI in June.

Jlu · ‎04-20-2014

Well you can see my limits in my sig. I had the card max'd out for the 0% for 18 month and as soon as it expired I PIF'd so I had a $0 balance when I called and told them that since Lowe's was one of the 5% categories I was looking to take advantage of that offer. FICO @ 700 at the time of the CLI. 1 1/2 years with no prior CLI requests.

Shogun · ‎04-20-2014

@MrCollector wrote:
My kitchen just started looking a little dated.

If you don't mind me asking, did you have something with matching or higher CL when you went for the CLI? My BCE is at $2K, but going for the 3x CLI in June.

Ok... I just chuckled a bit on that one. I had mine raised this past week from $5500 to $10,000. I actually did it by clicking the luv button on ther site.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

-Wade- · ‎04-20-2014

@Jlu wrote:
$1500 --> $10k via backdoor.

Reason: "kitchen remodeling"

That reason never fails.

LOL , that's a good one !! Congrats on your CLI

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

Credit-hoarder · ‎04-20-2014

I've had my card for 8 mos. and with 2 HP's went from $1400 to $3500, then from $3500 to $6000

BUSINESS

Rewards Pts.-Miles: UR-MR-TYP-Venture

Sexyblue · ‎04-20-2014

I had my card for a year now went from $1000 to $25000 in total last month in CLI. ***** I had 4 increase until $25k***** . ---------Note: My spend in a year was $12500 thus far.

bk510 · ‎04-20-2014

@MrCollector wrote:
I picked up the Discover It card last week and it happens to have the lowest CL of all my cards at $750. I'm wondering what's the largest CLI jump anyone has experienced with Discover. Hoping to get a CLI in three months up to $3K or $4K, but don't know if that's possible.

I have seen people getting 3000 CLI at any given time.