@Anonymous wrote:
@Anonymous wrote:
@elcocaino2010 wrote:Is it automatic to get the 5 percent or yoi have to "sign up" for it?
If someone forgets to sign up for the 5 perxent category r they SOL?
You do have to activate the quarterly categories and, if you miss the beginning, I believe you can activate and use them from that point on.
Discover Deals are standing deals. If something is listed on Discover Deals, it is available.
I could be wrong, but I think you even get the bonus CB retroactively on previous purchases even if you activate after the quarter starts (up to a certain date).
Either way, it seems odd to me that people find it to be a hassle dealing with rotating category cards. I could understand, maybe, for those that just don't ever deal with their CC's online, but I'd think most do (dealing with CC's "offline" and writing checks, now "that" seems like a hassle). It's very easy to click a button for someone that's going to be on the online portal anyway. Even if it's just once every month or two, you're going easily hit the really large window to activate.
LOL My s/o still writes checks to pay his CCs. What annoys me is that he still chooses to get paper statements! He PREFERS it! It's just additional clutter that unecessarily kills trees! He also hand writes thank you cards to people. So I guess that's one good thing about him acting like he's from a completely different era. lol
My mom used to justify writing checks "to give the postal people jobs" (because of the layoffs a while back, I think?). But lately, she's made a couple online payments when she thinks the check might not make it on time-- which is a ridiculous hassle otherwise tech-able people who write checks needlessly put themselves through.
Don't even get me started on people my age who still CHOOSE and PREFER to get a paper paycheck vs direct deposit. What the heck. Some even DO have direct deposit but still want to get a paper paystub instead of enrolling in paperless. What.
@elcocaino2010 wrote:I feel like an idiot for asking the following questions.... I have never had a discover card....
We all know cards that are either master card or visas with card numbers, expiration and 3 digit code, and name on card....
Are discover cards the same way? Number on front, expiration, and security number?
Since I think others already answered most of your questions I'll tackle this one.
Nope, number and name are on the BACK it's still a plastic card but that makes it like a metal one. I like it security-wise especially when you put it in the EMV reader you don't feel like you have to cover it from prying eyes, ya know? 
On the topic of acceptance rate I've only found two places in my day-to-day life that don't accept Discover. One is a restaurant (V/MC) and the other is a computer reseller (V/MC/Amex). Disco CSR's have been fantastic when I've had to call, and they have (acceptance rate aside) the best secured card on the market, hands-down rewards-wise.
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@elcocaino2010 wrote:Is it automatic to get the 5 percent or yoi have to "sign up" for it?
If someone forgets to sign up for the 5 perxent category r they SOL?
You do have to activate the quarterly categories and, if you miss the beginning, I believe you can activate and use them from that point on.
Discover Deals are standing deals. If something is listed on Discover Deals, it is available.
I could be wrong, but I think you even get the bonus CB retroactively on previous purchases even if you activate after the quarter starts (up to a certain date).
Either way, it seems odd to me that people find it to be a hassle dealing with rotating category cards. I could understand, maybe, for those that just don't ever deal with their CC's online, but I'd think most do (dealing with CC's "offline" and writing checks, now "that" seems like a hassle). It's very easy to click a button for someone that's going to be on the online portal anyway. Even if it's just once every month or two, you're going easily hit the really large window to activate.
LOL My s/o still writes checks to pay his CCs. What annoys me is that he still chooses to get paper statements! He PREFERS it! It's just additional clutter that unecessarily kills trees! He also hand writes thank you cards to people. So I guess that's one good thing about him acting like he's from a completely different era. lol
My mom used to justify writing checks "to give the postal people jobs" (because of the layoffs a while back, I think?). But lately, she's made a couple online payments when she thinks the check might not make it on time-- which is a ridiculous hassle otherwise tech-able people who write checks needlessly put themselves through.
Don't even get me started on people my age who still CHOOSE and PREFER to get a paper paycheck vs direct deposit. What the heck. Some even DO have direct deposit but still want to get a paper paystub instead of enrolling in paperless. What.
I never wrote checks for CC's (The next check on my main checking account is only 108), but I do still want paper statements. Gives me a paper trail in case something goes awry. Writing checks is illogical to me because of the cost of a stamp plus the security of not mailing your checking account number every month.
I would get a paper paystub too if they didn't charge $25 each!
I carry 4 cards. My Discover, my MC, my Visa and my man card. They are all made of cold rolled blue steel and covered in razor blades, and poisoned spikes. That's how I roll, manly! Grrr...
In all seriousness, Disco is great. Only found one place that doesn't take it, Jack in the Box.
@MyLoFICO wrote:I carry 4 cards. My Discover, my MC, my Visa and my man card. They are all made of cold rolled blue steel and covered in razor blades, and poisoned spikes. That's how I roll, manly! Grrr...
In all seriousness, Disco is great. Only found one place that doesn't take it, Jack in the Box.
I bet that helps keep your spending low! LOL
@Anonymous wrote:
@MyLoFICO wrote:I carry 4 cards. My Discover, my MC, my Visa and my man card. They are all made of cold rolled blue steel and covered in razor blades, and poisoned spikes. That's how I roll, manly! Grrr...
In all seriousness, Disco is great. Only found one place that doesn't take it, Jack in the Box.
I bet that helps keep your spending low! LOL
lol. It does. Even trips to pickup lunch requires a paramedic and a Code 3 team.
