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Discover More Approved with 2 Year OLD BK7

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somotao
Frequent Contributor

Discover More Approved with 2 Year OLD BK7

Two in a row for me today. I got approved for earlier today for the Barclays Apple Card barely a couple hours ago. I had put in an application earlier on in the day to Discover and got the usualy 5-7 day message. While having lunch I recieved a call from Discover, after confirming my identity the lady proceded to ask about why I wanted the card, then asked me why I filed BK in Aug 2010. I explained everything to her, she then went on to talk about my current credit card accounts with capital one and how it looked like i had been managing my credit very well, she then said tell me what happened with your Bank of America card (i had a ton of lates on this one, even ended up being charged off), I explained as honestly as I could. She finished off with " I have good news, I am going to approve you for $1000, welcome to Discover" I am on a real high right now. This is one card I have been dreaming of having and now it should arrive next week. It is officially Gardening time.


Starting Score: 500s
Current Score: EQ: 708myFICO(7/15/17), TU: 721myFICO(7/15/17), EX: 701myFICO(7/15/17)
Goal Score: 750

Wallet: Discover IT $50300, Capital One Platinum $17000, Barclays Rewards $6700, Walmart $6000, Amazon Store Card $6000 Chase Sapphire Preferred $5000, Chase Sapphire Reserve $10000, Bank of America Cash Rewards $500. BestBuy $10000
Message 1 of 4
3 REPLIES 3
DeadSpider
Frequent Contributor

Re: Discover More Approved with 2 Year OLD BK7

COOL i should have no problem applying with my 8 year old BK.

I'm just waiting for some promo as i'm AU on Discover and don't need it anytime soon.

Message 2 of 4
somotao
Frequent Contributor

Re: Discover More Approved with 2 Year OLD BK7

you should be fine


Starting Score: 500s
Current Score: EQ: 708myFICO(7/15/17), TU: 721myFICO(7/15/17), EX: 701myFICO(7/15/17)
Goal Score: 750

Wallet: Discover IT $50300, Capital One Platinum $17000, Barclays Rewards $6700, Walmart $6000, Amazon Store Card $6000 Chase Sapphire Preferred $5000, Chase Sapphire Reserve $10000, Bank of America Cash Rewards $500. BestBuy $10000
Message 3 of 4
migliogiorni
Established Contributor

Re: Discover More Approved with 2 Year OLD BK7

congrats.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 4 of 4
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