Discover More Cash Over Option

[DI]

So I went to the grocery store and paid for my purchases(self checkout).  I was asked if I wanted cash back.  I press the no button.  After the receipt printed I checked last 4 digit card number to make sure I didn't use my bank's debit card by mistake.

Has anybody else Discover More card been treated like a debit card?  I thought only debit cards will give you the option to get cash back.

Message Edited by DI on 08-19-2009 12:03 PM

[GomerPyle]

This is a very nice feature of the Discover card. It is treated like a purchase. No interest and no fees if PIF at statement time. A free loan.

[creditwherecreditisdue]

Well I'll be! I don't use my Discover much in stores and that's news to me. Very good to know for a rainy day!

[plasticman]

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@GomerPyle wrote:
This is a very nice feature of the Discover card. It is treated like a purchase. No interest and no fees if PIF at statement time. A free loan.

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Thanks for this info GomerPyle and the OP for asking the question. I have a Discover More card and had no idea of this feature!

It could very well come in handy at times.

[Anonymous]

I have a Discover card and had no idea about this. Very good to know.

[score_building]

if i'm not mistaken this feature is only available for use at some stores.

[GomerPyle]

Here is a list from Discover's website of stores that do cash over.

• ACME
• Albertson's
• Aldi
• Baker's
• Big Y
• bigg's
• bloom
• Bristol Farms
• Carr's
• Coborn's
• Cub Foods
• Dillons
• Dollar General
• Dominick's
• Family Fare Supermarkets
• Farm Fresh
• Food 4 Less
• Food Lion
• Fred Meyer
• Fry's
• Garden Street Market

• Gelson's
• Genuardi's
• Gerbes
• GetGo
• Giant Eagle
• Giant Food
• Glen's Markets
• Haggen's
• Hannaford
• Heinen's
• Hilander
• Hornbacher's
• Jay C
• Jerry's
• Jewel-Osco
• King Soopers
• Kroger
• Lucky
• Lunds & Byerly's
• Meijer
• Owen's

• Pavilions
• Pay Less
• Quality Food Centers
• Ralphs's
• Randalls
• Safeway
• Sam's Club
• Shaw's & Star
• Shop 'n Save
• Shoppers
• ShopRite
• Smith's
• Sunflower Farmers Market
• SuperValu
• Sweetbay
• Tom Thumb
• Turkey Hill
• Vons
• Walmart
• Winn-Dixie

[creditwherecreditisdue]

Interesting: Winn-Dixie is in and Publix is out.

I guess this is a way you could make sure you get 1% rewards on everything without buying any colns!

Message Edited by creditwherecreditisdue on 08-15-2009 09:53 PM

[Anonymous]

Does anybody know if the "cash over" amount counts towards cash back rewards?

[creditwherecreditisdue]

That is a real good question and what I was angling at above.