Discover More arrived today EQ FICO 657

Tryon2improve · ‎12-31-2011

I received my Discover More card today and the EQ FICO they had is 657. I still have a 1.5yo foreclosure, 1 defaulted student loan, and 1 collection on my account. I also have 20+ 30 day lates and two 60 days on car note showing on my CR.

paula629 · ‎12-31-2011

With all of that lingering, I would say Discover was gracious to you....I thought Discover only pulled Transunion

JusdoNit · ‎12-31-2011

WOW. Do you mind sharing your limit and how many inquiries you had at the time of app?

Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800
If your outGo is more than your INcome than your UpKeep will become your downFALL.

Take the FICO Fitness Challenge

aussiesareforever · ‎12-31-2011

Wow...makes me tempted to want to appy. But I will be good and resist the temptation

BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($35,000) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($33,000)

Experian 835 Transunion 828-- August 2018

Anonymous · ‎12-31-2011

Congratulations on your new Discover More! You're really raking in the good wishes for a Happy New Year from the credit card companies -- what FUN!!!

Tryon2improve · ‎12-31-2011

I was counting in them pulling TU which they did as well, but the letter only referred to the EQ pull. I had two Inqs at the time of the pull, 1 was Capital One and the other was an apartment. TU only had the Cap 1 inq. My credit limit is $1k and I had to recon. I called the morning after I applied and just explained everything. I was even showing 90% util, due to being an AU on my wife's card that we did a BT to, I explained all items and that anything negative was almost 1.5 years ago.

LS2982 · ‎12-31-2011

@Tryon2improve wrote:
I received my Discover More card today and the EQ FICO they had is 657. I still have a 1.5yo foreclosure, 1 defaulted student loan, and 1 collection on my account. I also have 20+ 30 day lates and two 60 days on car note showing on my CR.

Wow....Congrats!

I gott say i'm really disappointed in Discover denying me now. It's OK, end of the year i'll get it!

EQ FICO 548 3/3/16

CS800 · ‎12-31-2011

@Tryon2improve wrote:
I received my Discover More card today and the EQ FICO they had is 657. I still have a 1.5yo foreclosure, 1 defaulted student loan, and 1 collection on my account. I also have 20+ 30 day lates and two 60 days on car note showing on my CR.

Nice !!

Discover is very forgiving; that's good to know.

ShiningDown · ‎01-01-2012

Referring to Paula629 Equifax for me in Wi. Dec 10th 2011

LS2982 · ‎01-01-2012

@CS800 wrote:
@Tryon2improve wrote:
I received my Discover More card today and the EQ FICO they had is 657. I still have a 1.5yo foreclosure, 1 defaulted student loan, and 1 collection on my account. I also have 20+ 30 day lates and two 60 days on car note showing on my CR.
Nice !!

Discover is very forgiving; that's good to know.

I hope their forgiving this year for me!

EQ FICO 548 3/3/16