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Discover Pre-Qualify Soft Pull

dynamicvb
Valued Contributor

Discover Pre-Qualify Soft Pull

So I was checking out the Discover Pre-qual site and it pre-qualified me for a couple of different versions of the IT cards. I was then logged into Experian and saw a soft pull from Discover. Does this mean they will pull EX if I apply or could they pull something else? I've noticed quite  a few people say its TU and I don't want to app if it pulls from there. I wanted to check the credit pulls database, but it looks like they are doing an upgrade so its down at the moment. 

Started Rebuild 4/2018: EX 616| TU 604| EQ 621

Current 5/28/20:


First Goal Score: 750+ Reached 3/2019

Next Goal all over 800
Message 1 of 10
9 REPLIES 9
Jnbmom
Community Leader
Super Contributor

Re: Discover Pre-Qualify Soft Pull

Disco pulled EQ for us.
EXP 758 TU 783 EQ 729
Message 2 of 10
Jnbmom
Community Leader
Super Contributor

Re: Discover Pre-Qualify Soft Pull

Disco pulled EQ for us. We live in VA
EXP 758 TU 783 EQ 729
Message 3 of 10
FloydWonder
New Contributor

Re: Discover Pre-Qualify Soft Pull

They pulled EX for me last month. I'm in FL.
PayPal 2% MC $10K | WF PLOC $10K
Chase Freedom Flex $13.7K | Discover IT $13.5K
WF Propel $8000 | WF Cash Wise $1500 | USB Cash+ 5000
Amex Business Prime $20K | Amex ED $4800 | Amex Gold | Uber Visa $1500

FICO 8 Scores (2/21/21): 767 TU, 770 EQ, 771 EX
Message 4 of 10
CreditCuriosity
Moderator

Re: Discover Pre-Qualify Soft Pull

If you do pre-qual tool typically a Experian HP... If you do blind app more chance of an EQ pull.. Some people get away with no pulls...  If used pre-qual tool expect Experian pull though as that is what the tool uses

Message 5 of 10
Loquat
Moderator

Re: Discover Pre-Qualify Soft Pull

I was able to pick up Discover on a EX SP.

Message 6 of 10
Ralu
Regular Contributor

Re: Discover Pre-Qualify Soft Pull

They SP EQ for me, with a preapproved mail offer.




Message 7 of 10
acciofirebolt
Contributor

Re: Discover Pre-Qualify Soft Pull

I got my It Miles through the pre-approval page and I got a HP on my EX, I'm in California.

Message 8 of 10
lupoli
Regular Contributor

Re: Discover Pre-Qualify Soft Pull

They also pulled EX for me after using the pre approval site. I’m in MA

Message 9 of 10
ibebarrett
Regular Contributor

Re: Discover Pre-Qualify Soft Pull


@Loquat wrote:

I was able to pick up Discover on a EX SP.


I know this thread is old, but can you elaborate on that experiance?

FICO 8. EQ - 682. EX - 703. TU - 703
FICO 9. EQ - 735. EX - 716. TU - 749

Capital One Quicksilver - $2350 || Care Credit - $23500 || Costco Citi - $7500 || Redstone FCU Secured - $350 || Chase FU - $6600 || Discover - $2100 || Apple Card - $5000 || Wells Fargo - $7000 || REI Co-op - $15,500 || Citi Diamond Preferred - $2800
AMEX Amazon Business - $5500 || Chase Ink Unlimited - $3000
Message 10 of 10
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