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Discover Pre-Qualify Soft Pull

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Established Contributor

Discover Pre-Qualify Soft Pull

So I was checking out the Discover Pre-qual site and it pre-qualified me for a couple of different versions of the IT cards. I was then logged into Experian and saw a soft pull from Discover. Does this mean they will pull EX if I apply or could they pull something else? I've noticed quite  a few people say its TU and I don't want to app if it pulls from there. I wanted to check the credit pulls database, but it looks like they are doing an upgrade so its down at the moment. 

Started Rebuild 4/2018: EX 616| TU 604| EQ 621

Current 10/12/19:


First Goal Score: 750+ Reached 3/2019

Next Goal all over 800
Message 1 of 10
9 REPLIES 9
Community Leader
Senior Contributor

Re: Discover Pre-Qualify Soft Pull

Disco pulled EQ for us.
EXP 760 TU 781 EQ 733
Message 2 of 10
Community Leader
Senior Contributor

Re: Discover Pre-Qualify Soft Pull

Disco pulled EQ for us. We live in VA
EXP 760 TU 781 EQ 733
Message 3 of 10
New Contributor

Re: Discover Pre-Qualify Soft Pull

They pulled EX for me last month. I'm in FL.
PayPal 2% MC $10k | Discover IT $13k | WF PLOC $10k
WF Propel $8000 | WF Cash Wise $1500 | Uber Visa $1500
Amex Business Prime $8400 | Amex ED $4800 | Amex Gold
Capital One QS $600

FICO 8 Scores (10/3/19): 708 TU, 784 EQ, 710 EX
Message 4 of 10
Moderator

Re: Discover Pre-Qualify Soft Pull

If you do pre-qual tool typically a Experian HP... If you do blind app more chance of an EQ pull.. Some people get away with no pulls...  If used pre-qual tool expect Experian pull though as that is what the tool uses

Message 5 of 10
Community Leader
Senior Contributor

Re: Discover Pre-Qualify Soft Pull

I was able to pick up Discover on a EX SP.

Message 6 of 10
Regular Contributor

Re: Discover Pre-Qualify Soft Pull

They SP EQ for me, with a preapproved mail offer.




Message 7 of 10
Contributor

Re: Discover Pre-Qualify Soft Pull

I got my It Miles through the pre-approval page and I got a HP on my EX, I'm in California.

Message 8 of 10
Regular Contributor

Re: Discover Pre-Qualify Soft Pull

They also pulled EX for me after using the pre approval site. I’m in MA

Message 9 of 10
Regular Contributor

Re: Discover Pre-Qualify Soft Pull


@Loquat wrote:

I was able to pick up Discover on a EX SP.


I know this thread is old, but can you elaborate on that experiance?

FICO 8. EQ - 657. EX - 698. TU - 694
FICO 9. EQ - 689. EX - 673. TU - 683

Capital One Quicksilver - $1950 || Care Credit - $12000 || Costco Citi - $5500 || Redstone FCU Secured - $350 || Chase FU - $3300
AMEX Amazon Business - $5500
Message 10 of 10
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