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I've been hoping to get a Discover It card, but when I visit their soft-pull pre-screen page, I always get the "we can't find you" message.
I have lived at this address for 11 years. I have no "freeze" on my credit. The only thing I could think of was that I *might* have opted-out for pre-screened offers, so I went to that website and opted back in across the board.
Am I missing anything?
If you were opted out and you opt back in...it takes a while for this to take affect. When I opted out initially, I got prescreen offers for 3 months after the request before I stopped getting them. YMMV. Just because you aren't pre-approved, doesn't mean you don't quality for the card. Being preapproved does not guarantee offers either. Subject to credit approval
Thanks for the replies. Maybe I should give the Duck card a shot. I really like the IT card's tie-in that lets you spend your cashback at Amazon.com though.
The Duck card would probably be better anyway, as it's my understanding it always pulls Equifax, which is my best score.
I'm looking for my first cashback card that I can use for most of my monthly expenses then pay off in one fell swoop at EOM.
What's your credit profile like? Open accounts? AAoAs? Do you have a Chase Freedom card? Based on your scores only, I think you would qualify. Given you don't have any baddies and you have at least one year of history on file In my opinion, Freedom is the best cash back card to date.
@maiden_girl wrote:What's your credit profile like? Open accounts? AAoAs? Do you have a Chase Freedom card? Based on your scores only, I think you would qualify. Given you don't have any baddies and you have at least one year of history on file In my opinion, Freedom is the best cash back card to date.
I actually have started to like my discover it an lot because of shop discover if you shop online an lot you can get dome pretty good deals
Equifax
AAOC = 7 years
Inquiries = 0
Lates = One 30 day late, 6 years 9 months ago
Utilization = 1% (sometimes less, never more)
Revolving accounts = 11
Installment accounts = 8
I have a baddie that shows up on TU and EX, but it should go away in six months or so. That's why I'm determined to stick with entities that just check Equifax at the moment.
I should mention a few things:
@gamegrrl wrote:Equifax
AAOC = 7 years
Inquiries = 0
Lates = One 30 day late, 6 years 9 months ago
Utilization = 1% (sometimes less, never more)
Revolving accounts = 11
Installment accounts = 8
I have a baddie that shows up on TU and EX, but it should go away in six months or so. That's why I'm determined to stick with entities that just check Equifax at the moment.
Chase primarily checks Experian.
I already have a Discover credit card and yet, when I placed my name/address into the same Discover "pre-approval" search, it told me that Discover could NOT find me in their system, hence no recommendations! Go figure . . .