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Discover : Question about Next QTRs 5% CB Bonus

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TheRedHat
Established Contributor

Re: Discover : Question about Next QTRs 5% CB Bonus


@M_Smart007 wrote:

@TheRedHat wrote:

Wait. Wait. Wait. So digital wallets means that if I use the card with say, Apple Pay for example, for anything at all, it's 5% cashback?


@TheRedHat,

 

OCT–DEC

Holiday shopping, online and in-store

Amazon.com and Digital Wallets*

You activated to earn 5% Cashback Bonus® at Amazon.com and Digital Wallets, October 1-December 31, 2022, on up to $1,500 in purchases.4

*Digital wallets includes Apple Pay, Google Pay, Samsung Pay, and Garmin Pay

Activated
 
Oh and (2) Discover cards are better than (1) Smiley Happy

 


5% cashback up to $3,000. Actually no, since it would be a new discover card. It would be 5% on one and 10% on another! I need to get a second Discover card! Smiley Very Happy 

Last update: 4/8/2024
Chopping Block:

Goal Cards
Message 11 of 28
M_Smart007
Legendary Contributor

Re: Discover : Question about Next QTRs 5% CB Bonus


@TheRedHat wrote:

@M_Smart007 wrote:

@TheRedHat wrote:

Wait. Wait. Wait. So digital wallets means that if I use the card with say, Apple Pay for example, for anything at all, it's 5% cashback?


@TheRedHat,

 

OCT–DEC

Holiday shopping, online and in-store

Amazon.com and Digital Wallets*

You activated to earn 5% Cashback Bonus® at Amazon.com and Digital Wallets, October 1-December 31, 2022, on up to $1,500 in purchases.4

*Digital wallets includes Apple Pay, Google Pay, Samsung Pay, and Garmin Pay

Activated
 
Oh and (2) Discover cards are better than (1) Smiley Happy

 


5% cashback up to $3,000. Actually no, since it would be a new discover card. It would be 5% on one and 10% on another! I need to get a second Discover card! Smiley Very Happy 


Now you are thinking, I did reap the 15% for a year. Cash Back matchHeart

I did not have fatigueSmiley LOL

Message 12 of 28
longtimelurker
Epic Contributor

Re: Discover : Question about Next QTRs 5% CB Bonus


@M_Smart007 wrote:


Now you are thinking, I did reap the 15% for a year. Cash Back matchHeart

I did not have fatigueSmiley LOL


Yes, but if you have any travel, really the AR is a winner, as it is uncapped and year round, and 4.5% when redeemed for travel.

Message 13 of 28
TheRedHat
Established Contributor

Re: Discover : Question about Next QTRs 5% CB Bonus

That's another good point!

Last update: 4/8/2024
Chopping Block:

Goal Cards
Message 14 of 28
M_Smart007
Legendary Contributor

Re: Discover : Question about Next QTRs 5% CB Bonus


@longtimelurker wrote:

@M_Smart007 wrote:


Now you are thinking, I did reap the 15% for a year. Cash Back matchHeart

I did not have fatigueSmiley LOL


Yes, but if you have any travel, really the AR is a winner, as it is uncapped and year round, and 4.5% when redeemed for travel.


@longtimelurker, I use ..

AmEx Business Platinum, Hilton Honors Aspire , Platinum Delta Sky Pesos, Marriott Bonvoy Boundless, Chase Sapphire Reserve, 

Chase Ink Business, Chase United Explorer, HSBC Premier WMC and Now NFCU Flagship.

Always carry Charles Schwab debit card, just in case.

 

Next card is going to be; World of Hyatt Business

 

I find for me, no one card fits all.

 

ETA: You forgot to mention this Jewel

 

 

Message 15 of 28
ptatohed
Valued Contributor

Re: Discover : Question about Next QTRs 5% CB Bonus

$95 AF is a jewel?  .05 x $5000 cap/yr = $250 - $95 = $155 / $5000 = 3.1% at exactly $5000 spend.  Eh.  

5% CB rotating: ;
Everyday 3% CB: ;
Everyday 5%: ;
Companion Card: ;
Everyday 2.2% CB: ;
Retired to sock drawer after AOD (kept alive w/ 1 purchase every 6 mo): ;
On my radar: ;
Still Waiting for an Invite: ;
No hope:
Message 16 of 28
M_Smart007
Legendary Contributor

Re: Discover : Question about Next QTRs 5% CB Bonus


@ptatohed wrote:

$95 AF is a jewel?  .05 x $5000 cap/yr = $250 - $95 = $155 / $5000 = 3.1% at exactly $5000 spend.  Eh.  


@ptatohed, it was a "JK"

 

riddler avatar 1g.gif

 

But hey, 3.1% @ $5K spend is no slouch  making-pizza.gif

People would take AODFCU selfies for that!Smiley LOLHeart

Message 17 of 28
longtimelurker
Epic Contributor

Re: Discover : Question about Next QTRs 5% CB Bonus


@M_Smart007 wrote:

@longtimelurker wrote:

@M_Smart007 wrote:


Now you are thinking, I did reap the 15% for a year. Cash Back matchHeart

I did not have fatigueSmiley LOL


Yes, but if you have any travel, really the AR is a winner, as it is uncapped and year round, and 4.5% when redeemed for travel.


@longtimelurker, I use ..

AmEx Business Platinum, Hilton Honors Aspire , Platinum Delta Sky Pesos, Marriott Bonvoy Boundless, Chase Sapphire Reserve, 

Chase Ink Business, Chase United Explorer, HSBC Premier WMC and Now NFCU Flagship.

Always carry Charles Schwab debit card, just in case.

 

Next card is going to be; World of Hyatt Business

 

I find for me, no one card fits all.

 

ETA: You forgot to mention this Jewel

 

 


Yes, I meant a winner for mobile wallet use.   Other cards will work better in certain categories (although just for groceries, dining  and gas, I find the 4.5% pretty competitive!)

Message 18 of 28
M_Smart007
Legendary Contributor

Re: Discover : Question about Next QTRs 5% CB Bonus


@longtimelurker wrote:

@M_Smart007 wrote:

@longtimelurker wrote:

@M_Smart007 wrote:


Now you are thinking, I did reap the 15% for a year. Cash Back matchHeart

I did not have fatigueSmiley LOL


Yes, but if you have any travel, really the AR is a winner, as it is uncapped and year round, and 4.5% when redeemed for travel.


@longtimelurker, I use ..

AmEx Business Platinum, Hilton Honors Aspire , Platinum Delta Sky Pesos, Marriott Bonvoy Boundless, Chase Sapphire Reserve, 

Chase Ink Business, Chase United Explorer, HSBC Premier WMC and Now NFCU Flagship.

Always carry Charles Schwab debit card, just in case.

 

Next card is going to be; World of Hyatt Business

 

I find for me, no one card fits all.

 

ETA: You forgot to mention this Jewel

 

 


Yes, I meant a winner for mobile wallet use.   Other cards will work better in certain categories (although just for groceries, dining  and gas, I find the 4.5% pretty competitive!)


I understand. .. I followed @Remedios's journey on Her "Precious" Approval and HP CLI's.. and the others that are part of that club,

Such as @UncleB , @simplynoir , @K-in-Boston and a few other converts.Smiley Happy

I just do not use wallet enough to Justify the card.  ...It is a excellent card, "if" you use wallet a lot.

Message 19 of 28
SUPERSQUID
Valued Contributor

Re: Discover : Question about Next QTRs 5% CB Bonus


@M_Smart007 wrote:

@longtimelurker wrote:

@M_Smart007 wrote:

@longtimelurker wrote:

@M_Smart007 wrote:


Now you are thinking, I did reap the 15% for a year. Cash Back matchHeart

I did not have fatigueSmiley LOL


Yes, but if you have any travel, really the AR is a winner, as it is uncapped and year round, and 4.5% when redeemed for travel.


@longtimelurker, I use ..

AmEx Business Platinum, Hilton Honors Aspire , Platinum Delta Sky Pesos, Marriott Bonvoy Boundless, Chase Sapphire Reserve, 

Chase Ink Business, Chase United Explorer, HSBC Premier WMC and Now NFCU Flagship.

Always carry Charles Schwab debit card, just in case.

 

Next card is going to be; World of Hyatt Business

 

I find for me, no one card fits all.

 

ETA: You forgot to mention this Jewel

 

 


Yes, I meant a winner for mobile wallet use.   Other cards will work better in certain categories (although just for groceries, dining  and gas, I find the 4.5% pretty competitive!)


I understand. .. I followed @Remedios's journey on Her "Precious" Approval and HP CLI's.. and the others that are part of that club,

Such as @UncleB , @simplynoir , @K-in-Boston and a few other converts.Smiley Happy

I just do not use wallet enough to Justify the card.  ...It is a excellent card, "if" you use wallet a lot.


Can you use the wallet to pay online? for electric or cable bill for example?

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
Message 20 of 28
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