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Discover Secured Graduation During Covid

CreditBloke
Valued Member

Discover Secured Graduation During Covid

I wanted to provide some data points. Discover is still graduating cards and raising credit lines from the initial deposit amount. I was personally worried that with COVID-19 they would hold off and put people in limbo but I signed into my account and looks like my card graduated this week right after my 7th statement cut. My CL increased from my $200 deposit to a $2000 credit line. I spent anywhere from $10 - $400 a month on the card and PIF. 

Current Cards:



Student Loan Accounts:


Scores as of 7/01/2021:


Inquires as of 7/01/2021:


Average Age of Credit History as of 1/30/2021


* Gardening since 07/01/21. Garden Goal Date is 07/01/23


Message 1 of 12
11 REPLIES 11
Rebuild2019
Valued Contributor

Re: Discover Secured Graduation During Covid

Congrats 🎊🎉🎈 @CreditBloke on your graduation 🎓

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | OverStock
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 2 of 12
M_Smart007
Legendary Contributor

Re: Discover Secured Graduation During Covid

@CreditBloke  C O N G R A T U L A T I O N S !

Message 3 of 12
AllZero
Mega Contributor

Re: Discover Secured Graduation During Covid

Congratulations on your graduation and CLI!

Message 4 of 12
EverForward
Established Contributor

Re: Discover Secured Graduation During Covid

Smiley HappyCongratulations on your graduation and CLI!! 😀 

Message 5 of 12
LaHossBoss
Senior Contributor

Re: Discover Secured Graduation During Covid

Congrats!




Starting Score: 2•20 | EQ 550 | TU 498 | EX 505
Current Score: 7•21 | EQ [F8 645] [F9 651] [EQ5 684] [VS3 630] | TU [F8 717] [F9 692] [TU4 723] [VS3 643] | EX [F8 714] [F9 675] [EX2 681] [VS3 674]
Goal Score: 670 [X] TU [X] EX

Take the myFICO Fitness Challenge

SO Starting Score: 2•20 | EQ 502 | TU 484 | EX 521
SO Current Score: 7•21 | EQ [F8 670] [F9 622] [EQ5 706] [VS3 639] | TU [F8 676] [F9 673] [TU4 652] [VS3 620] [VS4 598] | EX [F8 707] [F9 711] [EX2 680] [VS3 656]
Goal Score: 670 [X] TU [X] EX




Message 6 of 12
CreditAggie
Community Leader
Super Contributor

Re: Discover Secured Graduation During Covid

Congratulations on your Discover graduation and CLI!

Current Cards (in order of approval):

            
Current FICO 8 | 9:  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 12
TekkenQQ7
Established Contributor

Re: Discover Secured Graduation During Covid

congratulations.gif





Message 8 of 12
Iusedtolurk
Established Contributor

Re: Discover Secured Graduation During Covid


@CreditBloke wrote:

I wanted to provide some data points. Discover is still graduating cards and raising credit lines from the initial deposit amount. I was personally worried that with COVID-19 they would hold off and put people in limbo but I signed into my account and looks like my card graduated this week right after my 7th statement cut. My CL increased from my $200 deposit to a $2000 credit line. I spent anywhere from $10 - $400 a month on the card and PIF. 


Congrats! and Double Congrats on that 1800 dollar increase!!

Message 9 of 12
19eighty5
Senior Contributor

Re: Discover Secured Graduation During Covid

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 10 of 12
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